tag:blogger.com,1999:blog-47594686280553687862024-03-24T09:29:41.507-06:00Investing PursuitsTo become financially independant and leave the rat race.Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.comBlogger623125tag:blogger.com,1999:blog-4759468628055368786.post-35267763002356803312024-03-24T05:30:00.022-06:002024-03-24T09:29:10.424-06:00Net Worth Update - March 2024<p><span style="font-family: verdana; font-size: medium;"><span>T</span><span>oday is March 24, 2024. Although passive income through dividends and option premiums is my focus when it comes to investing, I decide to do a post about my current net worth.</span></span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">What is net worth? Simply put, net worth is calculated by adding up all assets and subtracting the total of all liabilities. Net worth is sometimes referred to as shareholder's equity. Assets and liabilities are part of the balance sheet.<br /></span><br /><b><span style="font-size: large;">Assets</span></b><br /><br /><span style="font-size: medium;"><b><i>Savings</i></b><br /><br />The savings section is currently into 3 segments. The 3 parts are a "high" interest savings account, savings account, and an "investment" savings account.<br /><br />The TFSA savings account was with Tangerine. I was frustrated with getting such a low interest rate with Tangerine. I took the money out and placed it in non-registered high interest rate savings account with EQ Bank. Unfortunately, the account did not disappear as interest was earned in the TFSA with Tangerine for the month I transferred the balance. The balance is <b>$0.18</b>. With a value this low, I do not even earn interest as the balance so low. <br /><br /></span></span><span style="font-family: verdana; font-size: medium;">On December 24, 2023, the value of the savings account with EQ Bank is <b>$8964.08</b> . As of the time of this writing, the interest rate for EQ Bank is currently sitting at 2.50%. The interest rate is the same as 3 months ago. </span></div><div><span style="font-family: verdana; font-size: medium;"><br />The stock and ETF investment involves one stock and cash that I hold within my margin account. I keep the dividends and distributions received separate from the dividends I post in my dividend income updates.<br /></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Currently, do not own any ETFs in this account since the last update.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">I own 55 shares of TransAlta (TA.TO) and cash.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">On March 24, 2024 , the current value of this "stock / ETF /cash account" is <b>$2694.33</b> <b>. </b>I have earned a total of<b> $505.99</b> in total dividends/distributions in this account. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span><div><span style="font-size: medium;"><span style="font-family: verdana;">Overall, the savings total is <b>$11658.59</b></span><b style="font-family: verdana;"> </b><span style="font-family: verdana;">. </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><i><b style="background-color: white;">Non-registered Accounts</b></i><br /><br />The non-registered accounts consist of a margin account and 2 stocks held directly with the transfer agents. The margin account is with Questrade. The total value is <b>$128040.55</b></span></span><b style="font-family: verdana; font-size: large;"> </b><span style="font-size: medium;"><span style="font-family: verdana;">as of March 24, 2024. This is an increase of </span><b style="font-family: verdana;">6.14%</b><span style="font-family: verdana;"> since the last published net worth post.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><br /><b><i>TFSA Investing Account</i></b><br /><br />The TFSA investing account balance is <b>$100289.06</b> as of March 24, 2024. This account is with Questrade. This is an increase of <b>10.70%</b> since the last published net worth post.<br /><br /><b><i>Trading Account</i></b><br /><br />The trading account is with Questrade. There is an active trade on this account. I also have sold a covered call on this position, which is still active. As of March 24, the value of this account is <b>$5555.68 </b></span></span><span style="font-family: verdana; font-size: large;">.</span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><b><i><span>RRSP</span></i></b><br /><br />As of March 24, 2024, I own 21 shares of CP Rail (Ticker Symbol CP.TO) , 144 units of XAW, 200 shares of Emera Inc (EMA.TO) and 49 shares of Alimentation Couche-Tard (ATD.B.TO) </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On November 22, 2023, I sold 1 19Jan2024 $100 CP.TO call at $1.58 for a total net premium of $147.05 including commissions. This option was assigned. </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On January 17, I purchased 25 units of XAW.TO at $35.92 for a total cost of $898.09 including commissions. Questrade does not charge commissions when buying ETFs, but ECNs fees are charged</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On January 24, I purchased 200 shares of EMA.TO at $48.60 for a total cost of $9724.95 including commissions.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On March 4, I sold 2 15May2024 $50.00 calls at $0.40 for a net premium of $68.05 after commissions.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">The value of this account as of March 24, 2024 is<b> $24019.77 </b></span><span style="font-family: verdana;">. This is an increase of </span><b style="font-family: verdana;">7.99%</b><span style="font-family: verdana;"> from December 24, 2023.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana;"><b><span style="font-size: large;">Summary of Assets</span></b><br /><br /><span style="font-size: medium;">Total Savings : $11658.59<br />Non-Registered accounts : $128040.55</span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">TFSA Investing : $100289.06<br />Trading Account: $5555.68<br />RRSP Savings Account: $24019.77<br /><br />Total Assets = <b>$269563.65</b> (increase of <b>8.18%</b> from 3 months ago)</span><br /><br /><b><span style="font-size: large;">Liabilities</span></b><br /><br /><span style="font-size: medium;">The balance on my line of credit is <b>$0.00</b>. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I owe <b>$6135.30</b> in my margin account. The margin is in the Canadian dollar account within my margin account in Questrade. The USD account in Questrade has a positive cash balance.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: large;"><b>Summary of Liabilities</b></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Credit Line = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;">Margin = $6135.30</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">Total Liabilities = <b>$6135.30</b><br /></span><br /><span style="font-size: large;"><b>Conclusion</b></span><br /><br /><span style="font-size: medium;">On March 24, 2024, my net worth is <b>$263428.35</b>. This is an increase of <b>$14253.57</b>, or <b>5.72%</b>, from 3 months ago.<br /><br />The market continues to go up and down. During the last 3 months, we have seen the rise of inflation and the fears of a recession continue to take hold. </span></span></div><div><br /></div><div><br /></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilJcTuhc1sXzCUyMQ9t7s0MnESaqGKtb5ciAYvPSX0rVRp9nu-9k89PCanxm14uzv3s31H9Bc_8TPH9Xpkq7ZZK1kZUdlXiDC5Iv6nQBIWmExPMriw-Nmmxl6I94SGYsBZnyMhnx6QNV2B6oTb2qKgL6FP-bqGMU6FpcXgF1yl0jIoksqYJnVeapHX8FE/s628/Net%20Worth%20vs%20Time.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="371" data-original-width="628" height="236" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilJcTuhc1sXzCUyMQ9t7s0MnESaqGKtb5ciAYvPSX0rVRp9nu-9k89PCanxm14uzv3s31H9Bc_8TPH9Xpkq7ZZK1kZUdlXiDC5Iv6nQBIWmExPMriw-Nmmxl6I94SGYsBZnyMhnx6QNV2B6oTb2qKgL6FP-bqGMU6FpcXgF1yl0jIoksqYJnVeapHX8FE/w439-h236/Net%20Worth%20vs%20Time.png" width="439" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click to Enlarge</td></tr></tbody></table><div><br /></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">To read the fourteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/03/net-worth-update-march-25-2023.html" target="_blank">here</a>. </span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the fifteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/06/net-worth-update-june-25-2023.html" target="_blank">here</a>. </span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the sixteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/09/net-worth-update-september-24-2023.html" target="_blank">here</a>. </span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the seventeenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/12/net-worth-update-december-2024.html" target="_blank">here</a>.</span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br />Disclosure: - Long all aforementioned stocks<br /> <br /><br /></span><i><span style="color: #666666;"><span style="font-size: medium;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk</span>.</span></i></span></div></div><br />Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-53354707127250790932024-03-10T06:00:00.001-06:002024-03-10T06:00:00.131-06:00Dividend Income Update - February 2024<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of February 2024 is another month of dividend income landing in my accounts. A new record of dividend income received in a single month. </span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">At the start of January 2024, I will now aim to allocate 27% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjanacr3nPO-7sImG9tCGcxBaU8Fke3kOILv-UWRMx6O-G90jKWedOJZRMbOAsQtKUyRlKCN9km1tx2c63IkCHTO_mNuwvTj-HI-C3B9KOwnDIHq-ONULC1UdDbhPMo0ET_FULihXYyHGnCvNKr8ViZyhCn8X5nhsDZRMniQhcsFvADmOe56bw0rP0Ege0/s773/Dividends_FEB2024.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="538" data-original-width="773" height="606" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjanacr3nPO-7sImG9tCGcxBaU8Fke3kOILv-UWRMx6O-G90jKWedOJZRMbOAsQtKUyRlKCN9km1tx2c63IkCHTO_mNuwvTj-HI-C3B9KOwnDIHq-ONULC1UdDbhPMo0ET_FULihXYyHGnCvNKr8ViZyhCn8X5nhsDZRMniQhcsFvADmOe56bw0rP0Ege0/w460-h606/Dividends_FEB2024.png" width="460" /></a></div><br /><div><br /></div></div><span style="font-family: verdana; font-size: medium;"><span>I received a total of <b>$386.79</b></span><span> in dividend income for the month of February 2024. This represents a </span><a href="https://investingpursuits.blogspot.com/2023/12/dividend-income-update-november-2023.html" target="_blank"><b>2.12%</b> increase<span> </span></a><span>from 3 months ago and </span><a href="https://investingpursuits.blogspot.com/2023/03/dividend-income-update-february-2023.html" target="_blank"><b>6.05%</b> increase</a><span> </span><span>year over year.</span></span><div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>8</b> different companies.<br /><br />I received <b>$0.00</b> in option premiums within my investment accounts in February 2024.<br /><br />Below is a visual of my dividend totals for the last 5 years.<br /></span><br /><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi70tPvzCwbudL1V4qvHA4O9F-NfNYWNvvUKuISwoZMs0Ky-E9Z5mDuuAcZnWW2USl2gBqZ9bG2mCgONGDUTRBIgn6W830x5BahTRosU0mSD0pOeFS1cuXfzQJUcc_qBLXvkBPGHfInXX_5uFMTUKemmXoVZaVh4OsbvY8pvGS1TO2DyFuyRSr2G-Y9O5Y/s752/DividendTotals.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="452" data-original-width="752" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi70tPvzCwbudL1V4qvHA4O9F-NfNYWNvvUKuISwoZMs0Ky-E9Z5mDuuAcZnWW2USl2gBqZ9bG2mCgONGDUTRBIgn6W830x5BahTRosU0mSD0pOeFS1cuXfzQJUcc_qBLXvkBPGHfInXX_5uFMTUKemmXoVZaVh4OsbvY8pvGS1TO2DyFuyRSr2G-Y9O5Y/w473-h240/DividendTotals.png" width="473" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Most of my dividend income</span><span style="background-color: white;"> </span>comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaxH-gMEVJSu2pZSv8OHiq1dX6sA0HaELbNd1YaB2vd4QVhNfDrXDz9SGJb63pZI6mG596BjMxM-ryELZxqp1A1qNfqzjw5pcWNDykbkmFgXPh_xU-ETpUEiEPuYfB-7yFpoPd91NO1Cu0nGjxgKwT3Tj9wqK2yYUi7tlsxaSZTb59zqBDw-OJ7OzGeQ0/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaxH-gMEVJSu2pZSv8OHiq1dX6sA0HaELbNd1YaB2vd4QVhNfDrXDz9SGJb63pZI6mG596BjMxM-ryELZxqp1A1qNfqzjw5pcWNDykbkmFgXPh_xU-ETpUEiEPuYfB-7yFpoPd91NO1Cu0nGjxgKwT3Tj9wqK2yYUi7tlsxaSZTb59zqBDw-OJ7OzGeQ0/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><br /><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_v0nDwYSvx_83RMKqhM9jsSq9hLBrbJmHrdI_k1YcG2-wLN0J1XRRDT487GU9q8BbckKqeUAkcl3x4soHOUffQVwoXlr5G0IT8_wRXurbdNViE3VTYbHcuQIJEjAjGi6_ghSusF1kACYczAcbRa4w5j5KKgSiYnq2AyEIU6e5-_yUu-7mv7-7Ui6HUEU/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_v0nDwYSvx_83RMKqhM9jsSq9hLBrbJmHrdI_k1YcG2-wLN0J1XRRDT487GU9q8BbckKqeUAkcl3x4soHOUffQVwoXlr5G0IT8_wRXurbdNViE3VTYbHcuQIJEjAjGi6_ghSusF1kACYczAcbRa4w5j5KKgSiYnq2AyEIU6e5-_yUu-7mv7-7Ui6HUEU/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In first two months of 2023, I received $1275.28 in dividends. In first two months of 2024, I received $1567.39 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>22.91%</b><span> YTD in 2024 over the same period in 2023. </span></span></span></div></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div><div><span style="font-family: verdana; font-size: medium;"><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhX1RqgQFFwb3P7x6JYDHjeL4X2oYfQcHLotDhJsFSHvKcj7fOyCdhCcvdX4ORrNi8TifKvFOU6Dw-_C2KiYEpKIXhM_Z9UyWqOx0k8TjiMkxH9AX329J3fHpvdcPx4Q4OdepO7q9-a5XvJJ6LLfhCk5qz71T5EO7yOIwtFEAKOuSkxjJkYB3uXYIcTn1E/s1274/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="455" data-original-width="1274" height="244" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhX1RqgQFFwb3P7x6JYDHjeL4X2oYfQcHLotDhJsFSHvKcj7fOyCdhCcvdX4ORrNi8TifKvFOU6Dw-_C2KiYEpKIXhM_Z9UyWqOx0k8TjiMkxH9AX329J3fHpvdcPx4Q4OdepO7q9-a5XvJJ6LLfhCk5qz71T5EO7yOIwtFEAKOuSkxjJkYB3uXYIcTn1E/w459-h244/Annblogdivs.png" width="459" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for February 2024?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-50932746584898452182024-03-03T06:00:00.001-07:002024-03-03T06:00:00.249-07:00Portfolio Update - February 2024<p><span style="font-family: verdana; font-size: medium;">The month of February 2024 was a whirlwind. The Russian-Ukraine war is still ongoing. The war is now into its third year, and will not likely end anytime in the near future.</span></p><p><span style="font-family: verdana; font-size: medium;">The situation involving Israel and the Gaza likely will not end in the near future. </span></p><p><span style="font-family: verdana; font-size: medium;">The issue in the Red Sea is also ongoing. This has affected world trade and fuels inflation, which has already been increasing for other reasons. Cargo ships are going around the south part of Africa to get to European markets and the east cost of North America. Travelling around the southern section of Africa involves extra cost and extra time. </span></p><p><span style="font-family: verdana; font-size: medium;">In Canada, the Alberta government's pause on new renewable projects ended. The Alberta government has come out with rules for the approval of new renewable energy projects. Basically, the Alberta government made it more difficult to get approved for building renewable energy projects in the province. </span><span style="font-family: verdana; font-size: large;"> </span></p><p><span style="font-family: verdana; font-size: medium;">The S&P500 was up <b>3.93%</b> over the past month. </span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">The S&P TSX Composite Index was up <b>3.26%</b> over the past month.</span></span></div><div><span style="background-color: #fcff01;"><br /></span></div><div><b><span style="background-color: white; font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">There was no activity in this account in February 2024.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><span><br /></span></i></span></div><div><span style="font-family: verdana; font-size: medium;"><span>On February 1, Meta Platforms initiated a quarterly dividend of $0.50 USD per share.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On February 5, I started a position in SmartCentres Real Estate Investment Trust. I purchased 175 units of SRU.UN at $24.08 per unit for a total cost 4219.21 including commissions. Currently, SmartCentres REIT pays a monthly distribution of $0.15417 per unit monthly, or $1.85004 per unit annually. The yield on cost for this purchase is <b>7.67%</b>.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">This purchase adds <b>323.76 CAD</b> to my annual dividend income.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On February 8, I added 60 shares of TD Bank at $79.00 per share for a total cost of $4745.16 including commissions. Currently, TD Bank pays a a dividend of $1.02 CAD per share quarterly, or $4.08 per share annually. The yield on cost for this purchase is <b>5.16%</b>.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">This purchase adds <b>244.80 CAD</b> to my annual dividend income.</span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On February 28, I added 104 shares of Brookfield Renewables Corporation at $32.30 per share for a total cost of $3364.15 including commissions. Currently, Brookfield Renewables Corporation (BEPC.TO) pays a dividend of $0.355 USD per share quarterly, or $1.42 USD per share annually. At the time of this writing, $1.42 USD dividend per share annually is equivalent to $1.93 per share in Canadian dollars. Using the Canadian dollar equivalent, the yield on cost for this purchase is <b>5.97%</b>.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">This purchase adds <b>$200.72 CAD</b> to my annual dividend income, at the time of this writing. </span></span></div><div><br /></div><div><span style="color: white;"><br /></span></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRI</b><b>P</b></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 shares of EMA.TO @ $47.55628 for a total cost of $47.56 (Margin)</span></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $19.44039 </span><span style="font-family: verdana;">for a total cost of $19.44 (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><div style="font-family: "Times New Roman"; font-size: medium;"><span style="font-size: medium;"><span style="font-family: verdana;">2 units of BPF.UN @ $15.6035 </span><span style="font-family: verdana;">for a total cost of $31.21 (TFSA)</span></span></div></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Emera pays a quarterly dividend of $0.7175 CAD per share quarterly, or $2.87 per share annually. This drip adds <b>$2.87 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>6.03%</b>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span>Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.60</b></span><b>%</b><span>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span><span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.113 CAD per unit monthly, or $1.356 CAD per unit annually. This drip adds </span><b>$2.71 CAD </b><span>to my annual dividend income. The yield on cost for this DRIP is </span><b>8.69%</b><span>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b style="background-color: white;">Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On February 2, 2024, Brookfield Renewables Corporation (BEPC.TO) increased their dividend from $0.3375 USD to $0.355 USD per share quarterly, or from $1.35 USD to $1.42 USD per share annually. This is an increase of <b>5.19%</b>. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">At the time of this increase, I owned 12 shares of BEPC.TO. This increase adds <b>$0.84 USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$1.14</b> Canadian dollars. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">The same increase also applies to Brookfield Renewable Partners LP (BEP.UN). I currently own 141 units of BEP.UN. This increase adds <b>$9.87 USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$13.40</b> Canadian dollars. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">On February 8, Bell Canada Enterprises (BCE.TO) increased their dividend from $0.9675 CAD to $0.9975 CAD quarterly, or from $3.87 CAD to $3.99 CAD per share annually. This is an increase of <b>3.10%</b>. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 350 shares of Bell Canada Enterprises. This increase adds <b>$42.00</b> CAD to my annual dividend income. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">On February 13, Riocan REIT increased their distribution from $0.09 CAD to $0.0925 CAD per unit monthly, or from $1.08 CAD to $1.11 CAD per unit annually. This is an increase of <b>2.78%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I own 100 units of Riocan. This increase adds <b>$3.00 CAD</b> to my annual dividend income. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">On February 13, Restaurant Brands International increased the dividend from $0.55 USD to $0.58 USD per share quarterly, or from $2.20 USD to $2.32 USD per share annually. This is an increase of <b>5.45%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I own 135 shares of Restaurant Brands International. This increase adds <b>$16.20 USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$22.00</b> in Canadian dollars. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">On February 14, Manulife Financial Corporation increased their dividend from $0.365 CAD to $0.40 CAD per share quarterly, or from $1.46 CAD to $1.60 CAD per share annually. This an increase of <b>9.59%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">Currently, I own 132 shares of Manulife Financial Corporation. This increase adds <b>$18.48 CAD</b> to my annual dividend income. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">On February 14, Boston Pizza Royalties Income Fund (BPF.UN) increased their distribution from $0.107 CAD to $0.113 CAD per unit monthly, or from $1.284 CAD to $1.356 CAD per unit annually. This is an increase of <b>5.61%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">At the time the announcement of this distribution increase, I owed 288 units of Boston Pizza Royalties Income Fund. This increase adds <b>$20.74 CAD</b> to my annual dividend income.</span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in February 2024. </span></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of March 2 , 2024, the total value of the portfolio is <b>$222234.27</b> . This is a <span style="background-color: white;"><b>3.00%</b></span> <span style="background-color: white;">increase over last month's total. </span> </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimate $<b>10842.17 CAD</b> in dividend income over the next 12 months. This is an increase of <b>$935.33 CAD , </b>or <b>9.44%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><span><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span><span style="font-family: verdana; font-size: medium;">My annual dividend income increased by approximately $120.76 CAD (excludes Meta Platforms) from dividend increases. This is equivalent to investing $3450.29 of my own money at 3.5% yield. </span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /></i></span></span></span></div></div><div><div><span style="font-size: medium;"><span style="font-family: verdana;"><span style="color: #999999;"><span style="font-family: verdana;"><span style="color: #999999;"><i><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i><i><span face="">ir financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-46956855195014619252024-02-11T05:00:00.001-07:002024-02-11T05:00:00.131-07:00Dividend Update - January 2024<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of January 2024 is another month of dividend income landing in my accounts. A new record of dividend income received in a single month. </span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">At the start of January 2024, I will now aim to allocate 27% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdOgv_jBGEuyyS6WlOO918n7bGVLeZw5V_OGwy802PKZqNFa5zZugzoSHSRy7m4BABNdddxyv_7jsGm_vTF8q8YE_HLhO2tay5K60iUibmGkF7O0DVCWqdCCw4AHIDlXwm914xiIlfsC2bPW7f9dl8PNWbrPrXQ27mna88x_syM8LOuGPQnWrc-KK1688/s976/Dividends_Jan2024.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="752" data-original-width="976" height="832" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdOgv_jBGEuyyS6WlOO918n7bGVLeZw5V_OGwy802PKZqNFa5zZugzoSHSRy7m4BABNdddxyv_7jsGm_vTF8q8YE_HLhO2tay5K60iUibmGkF7O0DVCWqdCCw4AHIDlXwm914xiIlfsC2bPW7f9dl8PNWbrPrXQ27mna88x_syM8LOuGPQnWrc-KK1688/w435-h832/Dividends_Jan2024.png" width="435" /></a></div><br /><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><span style="font-family: verdana; font-size: medium;">I received a total of <b>$1180.60</b> in dividend income for the month of January 2024. This represents a <a href="https://investingpursuits.blogspot.com/2023/11/dividend-income-update-october-2023.html" target="_blank"><b>2.11%</b> increase</a> from 3 months ago and <a href="https://investingpursuits.blogspot.com/2023/02/dividend-income-update-january-2023.html" target="_blank"><b>29.7%</b> increase</a> year over year.</span><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>14</b> different companies.<br /><br />I received <b>$0.00</b> in option premiums within my investment accounts in January 2024.<br /><br />Below is a visual of my dividend totals for the last 5 years.<br /></span><br /><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3LK04ZRHyKIdJZqzhwjuxUqKXM9sSzX5uE6K_OLytiju2FtyU25uSndA48cwI6mI4YEYvhy8BcQ00nPq38aDSepGTyMaw3QwY8KFwbK020u-EjSj-RF7bDy5Wk60bos9-ricPXLNeO8yC3gSti4cdMcxyl0fvH5XDVQQT3eoVYHazhnUC8WWa2DNxUHs/s480/DividendTotals.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3LK04ZRHyKIdJZqzhwjuxUqKXM9sSzX5uE6K_OLytiju2FtyU25uSndA48cwI6mI4YEYvhy8BcQ00nPq38aDSepGTyMaw3QwY8KFwbK020u-EjSj-RF7bDy5Wk60bos9-ricPXLNeO8yC3gSti4cdMcxyl0fvH5XDVQQT3eoVYHazhnUC8WWa2DNxUHs/w400-h240/DividendTotals.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. For this month, it was almost a 50/50 split. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><br /><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3q_agbDZsi-NuKb-g4U-zhy8UKz7_3us-5ipvPCE11liMj2CT-7k1mnSqUmoXs1NxHvQ36rExQ7Dq52GKso7Ca_ILbGisCQxKHXFpj_wV95AXeQ8VS2l5fH-W7kpRCNqNa-7K54cqmbOQdH1tu5ILBH8O6boNfJmDLZSFHErw8JxpfgHO-3Qigva_TuA/s543/chart.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3q_agbDZsi-NuKb-g4U-zhy8UKz7_3us-5ipvPCE11liMj2CT-7k1mnSqUmoXs1NxHvQ36rExQ7Dq52GKso7Ca_ILbGisCQxKHXFpj_wV95AXeQ8VS2l5fH-W7kpRCNqNa-7K54cqmbOQdH1tu5ILBH8O6boNfJmDLZSFHErw8JxpfgHO-3Qigva_TuA/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table></div><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><br /><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQ4LLe1y4LFX8e-Ek0CWnQ0SEUIWQhc6Kim9SGwruYWfmMQ74sA_tYaeFSlIlo8b8rYnU9twm-uZYhWuCzix1n9nwIP3mVm1j5rKmYzfPxlgoW30RtdNqeXJ22ZVdI1C5FW4zfmOqPfscHVOlxItxhBXTRCSpundBZg0V6SkPWPpOp36wUZRHIF6Ayqtk/s648/chart%202.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="329" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQ4LLe1y4LFX8e-Ek0CWnQ0SEUIWQhc6Kim9SGwruYWfmMQ74sA_tYaeFSlIlo8b8rYnU9twm-uZYhWuCzix1n9nwIP3mVm1j5rKmYzfPxlgoW30RtdNqeXJ22ZVdI1C5FW4zfmOqPfscHVOlxItxhBXTRCSpundBZg0V6SkPWPpOp36wUZRHIF6Ayqtk/w475-h329/chart%202.png" width="475" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In first month of 2023, I received $910.57 in dividends. In first month 2024, I received $1180.60 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>29.66%</b><span> YTD in 2024 over the same period in 2023. </span></span></span></div></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div><div><span style="font-family: verdana; font-size: medium;"><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhReKG_tc4uTn8trLlRLS-vWeAvRBGp9rSzFnWfS3or62YzGDVn0BDDAGPrsvjqnJKnLVk1YLr9Kq7ES2a7bpnbtLwfAc1fCe-i2UAc4Aev_40fugX4urgt8Nxu-NLziiyWzecdjdQYXKIKPzVGoUhgWQI8qMubYL5XXgdxaePatGe2sQKTTsPE73HIqqY/s816/Annblogdivs.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="293" data-original-width="816" height="226" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhReKG_tc4uTn8trLlRLS-vWeAvRBGp9rSzFnWfS3or62YzGDVn0BDDAGPrsvjqnJKnLVk1YLr9Kq7ES2a7bpnbtLwfAc1fCe-i2UAc4Aev_40fugX4urgt8Nxu-NLziiyWzecdjdQYXKIKPzVGoUhgWQI8qMubYL5XXgdxaePatGe2sQKTTsPE73HIqqY/w487-h226/Annblogdivs.png" width="487" /></a></div><br /><div><br /></div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for January 2024?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-38781906328202673262024-02-04T10:48:00.000-07:002024-02-04T10:48:00.247-07:00Portfolio Update - January 2024<p><span style="font-family: verdana; font-size: medium;"> <span>The month of January 2024 was a whirlwind. The Russian-Ukraine war is still ongoing. </span></span></p><p><span style="font-family: verdana; font-size: medium;">The war in the middle east involving Israel continues to escalate. There has been lots of peaceful protests / gatherings over this war in this country. These people want a ceasefire. </span></p><p><span style="font-family: verdana; font-size: medium;">During the month of January, the United States is now involved in the middle east attacks. </span></p><p><span style="font-family: verdana; font-size: medium;">A major shipping route is affected by all this conflict. Cargo ships are avoiding travelling via the Suez Canal. Instead, the ships have to either travel around the bottom of Africa or other alternate route. This will cause delays and increase costs for goods. </span></p><p><span style="font-family: verdana; font-size: medium;">The S&P500 was up <b>5.76%</b> over the past month. </span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">The S&P TSX Composite Index was up <b>1.02%</b> over the past month.</span></span></div><div><span style="background-color: #fcff01;"><br /></span></div><div><b><span style="background-color: white; font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">On January 31, I added 130 shares of Emera Inc (Ticker Symbol EMA.TO). I purchased 130 shares at $47.70 for a total cost of $6206.06 including commissions. Currently, Emera pays a dividend of $0.7175 CAD per share quarterly, or $2.87 CAD per share annually. The yield on cost for this is <b>6.01%</b>.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">This purchase adds <b>$373.10</b> to my annual dividend income. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">As January 31 was the ex-dividend date, I will not receive the dividend for these 130 shares on the payment date in February. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">There has been no activity in this account since the last update.</span><span style="font-family: verdana;"> </span></span></div><div><br /></div><div><span style="color: white;"><br /></span></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRI</b><b>P</b></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">4 shares of T.TO @ $23.93771 for a total cost of $95.75 (TFSA)</span></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $18.5435 </span><span style="font-family: verdana;">for a total cost of $18.54 (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><div style="font-family: "Times New Roman"; font-size: medium;"><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of BPF.UN @ $15.62691 </span><span style="font-family: verdana;">for a total cost of $15.63 (TFSA)</span></span></div></span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">5 shares of AQN.TO @ $6.11313USD for a total cost of $41.25CAD (TFSA)</span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1 share of TD.TO @ $82.47442for a total cost of $82.47 (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1.280485 shares of BNS.TO @ $60.5864 for a total cost of $77.58 CAD (Transfer Agent)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Telus pays a quarterly dividend of $0.3761 CAD per share quarterly, or $1.5044 per share annually. This drip adds <b>$6.02 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>6.28%</b>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span>Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.78</b></span><b>%</b><span>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span><span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds </span><b>$1.28 CAD </b><span>to my annual dividend income. The yield on cost for this DRIP is </span><b>8.21%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;">TD Bank pays a quarterly dividend of $1.02 CAD per share quarterly, or $4.08 per share annually. This drip adds </span><b>$4.08</b><span style="background-color: white;"> to my annual dividend income. The yield on cost for this drip is </span><b><span style="background-color: white;">4.95%.</span></b></span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;">Algonquin Power and Utilities (AQN.TO) pays a quarterly distribution of $0.1085 USD per unit quarterly, or $0.434 USD per unit annually. This drip adds <b>$2.17 USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$2.92</b> in Canadian dollars. Using the Canadian dollar equivalent, the yield on cost for this drip is <b>7.09%</b>. </span></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;"><br /></span></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;"><span>Bank of Nova Scotia pays a quarterly dividend of $1.06 CAD per share quarterly, or $4.24 per share annually. This drip adds </span><b>$5.43 CAD</b><span> to my annual dividend income. The yield on cost for this drip is </span><b><span>7.00%.</span></b></span></span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On January 23, Canadian National Railway (CNR.TO) increased their dividend from $0.79 CAD to $0.845 CAD quarterly, or from $3.16 CAD from $3.38 CAD annually. This is an increase of <b>6.96%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 38 shares of Canadian National Railway. This increase adds <b>$8.36 CAD</b> to my annual dividend income. </span></div><div><span style="font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJl9hHVvmoDgLEekuKIi9eZXO5VL2788v2mghbrMzvci53h7ZBZ376k3yCwc0yekBHA-sUEs6DN-0BKJ29nYUzWPkOKFDEh0bE1m3fLITIf4mDBJgTuo5MuKkMtZIl3vyvf7gIulGSpwrv1o6kTLd3bAPybO3m7LOK2T2rw3VwlMmvS9p1rxVzzE6FN8g/s1200/train.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="630" data-original-width="1200" height="210" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJl9hHVvmoDgLEekuKIi9eZXO5VL2788v2mghbrMzvci53h7ZBZ376k3yCwc0yekBHA-sUEs6DN-0BKJ29nYUzWPkOKFDEh0bE1m3fLITIf4mDBJgTuo5MuKkMtZIl3vyvf7gIulGSpwrv1o6kTLd3bAPybO3m7LOK2T2rw3VwlMmvS9p1rxVzzE6FN8g/w400-h210/train.jpg" width="400" /></a></div><br /></div><div><br /></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in Janaury 2024. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of February 4 , 2024, the total value of the portfolio is <b>$215760.30</b>. This is a <span style="background-color: white;"><b>0.085%</b></span> <span style="background-color: white;">increase over last month's total. </span> </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$9906.84</b> in dividend income over the next 12 months. This is an increase of <b>$410.86 CAD , </b>or <b>4.33%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /></i></span></span></span></div></div><div><div><span style="font-size: medium;"><span style="font-family: verdana;"><span style="color: #999999;"><span style="font-family: verdana;"><span style="color: #999999;"><i><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i><i><span face="">ir financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-10796914205036316082024-01-15T05:00:00.001-07:002024-01-15T05:00:00.188-07:00Dividend Income Update - December 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of December 2023 is another month of dividend income landing in my accounts. A new record of dividend income received in a single month. </span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">At the start of January 2024, I will now aim to allocate 27% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBSX8NtYLgUPeZskbtI-Hp6CeW9sqBvaFmHZuP82R3rPcuHroV4SaD0OQiwgTtzBoiqE-of0t7Sse6X7W1om8f7NnVUjZmmXqrO-kEwPD6mdzk-wAdS3DBV2Ky-ci-rzyUix8KcS6CdorWUCdDobOArYmAyYv_LfmuZjh2PB0uQEpbfVXOuzXkJTGLH9Y/s976/Dividends_Dec2023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="732" data-original-width="976" height="756" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBSX8NtYLgUPeZskbtI-Hp6CeW9sqBvaFmHZuP82R3rPcuHroV4SaD0OQiwgTtzBoiqE-of0t7Sse6X7W1om8f7NnVUjZmmXqrO-kEwPD6mdzk-wAdS3DBV2Ky-ci-rzyUix8KcS6CdorWUCdDobOArYmAyYv_LfmuZjh2PB0uQEpbfVXOuzXkJTGLH9Y/w459-h756/Dividends_Dec2023.png" width="459" /></a></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div></div><span style="font-family: verdana; font-size: medium;">I received a total of <b>$702.79</b> in dividend income for the month of December 2023. This represents a <b>2.21%</b> increase from 3 months ago and <b>5.84%</b> increase year over year.</span><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>13</b> different companies.<br /><br />I received <b>$0.00</b> in option premiums within my investment accounts in December 2023.<br /><br />Below is a visual of my dividend totals for the last 5 years.<br /></span><br /><br /><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWSTrgc85SBqTt4g1OF5ERDwERCa60iL9OU7-WgQPFmRjl6rh9NeK6ksMd6OGtiSKnPHH5yWJHS7jrGWRZkPi6FzCPziKjHY79A4XItJTli06OLYZ_oJzEmjE0B2QaUBruHMvSh7vg7dolaV7_K1aNxEN0wra7sf_Nk-LPUmSTHkeqKpWrKTlEMKT-ywo/s480/DividendTotals.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWSTrgc85SBqTt4g1OF5ERDwERCa60iL9OU7-WgQPFmRjl6rh9NeK6ksMd6OGtiSKnPHH5yWJHS7jrGWRZkPi6FzCPziKjHY79A4XItJTli06OLYZ_oJzEmjE0B2QaUBruHMvSh7vg7dolaV7_K1aNxEN0wra7sf_Nk-LPUmSTHkeqKpWrKTlEMKT-ywo/w400-h240/DividendTotals.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. For this month, it was almost a 50/50 split. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix24k_OD7o1Yp_Rtm45jqIjLmpdoTwQRogI0BJ31pyhZTldexStkm8sHo7_3XkSzMY_aQyhkWMQtG2J-WTXQqjX6WTAAZy1pqKeZmFAsW7PsPIIM_5evDcsjcHyZf8UR_8xip7BJ8B3WTHqw-ZnQtyg6_b6XcUgdgG4Cip3kgh6Jsj9iagTBcc1YV3H50/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix24k_OD7o1Yp_Rtm45jqIjLmpdoTwQRogI0BJ31pyhZTldexStkm8sHo7_3XkSzMY_aQyhkWMQtG2J-WTXQqjX6WTAAZy1pqKeZmFAsW7PsPIIM_5evDcsjcHyZf8UR_8xip7BJ8B3WTHqw-ZnQtyg6_b6XcUgdgG4Cip3kgh6Jsj9iagTBcc1YV3H50/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEiPYTk_dY8reiZvteHkUQSdfcC14GpxMoohX0rJk8N7P_doKoIDhcMy8EdQiVymIOAlSd3d_0XD-uTTZ1dBI1t_Ej_uhIY_RBzqy1keDXUKbrPzl7FcMjwVmfr1nUuia60ZxAaBrPlZv2T14qhSjpEymKe37oaXg1_wTkYpticwMk27uOTM8sPbf7VnY/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEiPYTk_dY8reiZvteHkUQSdfcC14GpxMoohX0rJk8N7P_doKoIDhcMy8EdQiVymIOAlSd3d_0XD-uTTZ1dBI1t_Ej_uhIY_RBzqy1keDXUKbrPzl7FcMjwVmfr1nUuia60ZxAaBrPlZv2T14qhSjpEymKe37oaXg1_wTkYpticwMk27uOTM8sPbf7VnY/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /></div><div><br /></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In 2022, I received $6962.30 in dividends. In 2023, I received $8106.02 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>16.43%</b><span> in 2023 over the year 2022. </span></span></span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiah3AnuDqQwgDWIXnIrxjmGq_xSOgUYEL3sVXhifq6KuYA8Ly_p-nfRBf3II-HcmK42h3DeiCCF6ZBPaVnGjSdPiSFMb9i9i-32-Pznxu8nR8MGltmyu_dUC4RGbck2YXOGchvClMBry6J0EVtR75MRQ9ej_fFCHwCeIjyuZWw7R1nfktvEIF_W3bzxFM/s752/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="184" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiah3AnuDqQwgDWIXnIrxjmGq_xSOgUYEL3sVXhifq6KuYA8Ly_p-nfRBf3II-HcmK42h3DeiCCF6ZBPaVnGjSdPiSFMb9i9i-32-Pznxu8nR8MGltmyu_dUC4RGbck2YXOGchvClMBry6J0EVtR75MRQ9ej_fFCHwCeIjyuZWw7R1nfktvEIF_W3bzxFM/w509-h184/Annblogdivs.png" width="509" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for December 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-28618714343225349452024-01-07T09:50:00.000-07:002024-01-07T09:50:18.852-07:00Portfolio Update - December 2023<p><span style="font-family: verdana; font-size: medium;"><span>The month of December 2023 was a whirlwind. The Russian-Ukraine war is still ongoing. </span></span></p><p><span style="font-family: verdana; font-size: medium;">The war in the middle east involving Israel continues to escalate. There has been lots of peaceful protests / gatherings over this war in this country. These people want a ceasefire. </span></p><p><span style="font-family: verdana; font-size: medium;">As we approached the end of December, the premier of Saskatchewan did not seem to back down for his province to stop collected the carbon tax on all forms of home heating. This action is a result of the federal government suspending the carbon tax for 3 years on home heating oil, aka furnace oil, across the country. This benefits Atlantic Canada as the majority of heating in Atlantic Canada is by the use of furnace oil.</span></p><p><span style="font-family: verdana; font-size: medium;">Also, rents across Canada have increased a lot over the last year. This is mostly due to the interest rate increases, property tax increases and increased carbon tax. I was not immune to a rent increase. My rent went up January 1 by $200.00 per month.</span></p><p><span style="font-family: verdana; font-size: medium;">The S&P500 was up <b>2.43%</b> over the past month. In 2023, the S&P 500 returned over <b>24%</b>. </span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">The S&P TSX Composite Index was up <b>3.25%</b> over the past month. In 2023, the S&P TSX Composite Index returned near <b>8%</b>. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><b><span style="background-color: white; font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">On December 8, I sold all 160 shares of Cineplex. Cineplex (CGX.TO) stopped paying a dividend in 2020 after Cineworld agreed to buy them. Then the pandemic occurred full force, and Cineworld backed out of the deal. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Due to the pandemic, a lot of their theaters were closed due to lockdowns. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">So, I sold out of the position due to tax loss harvesting. During 2023, the deal with Rogers purchasing Shaw Communication was finally approved. I had a large capital gain with Roger's buying my shares at $41.50 per share.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">As the Cineplex dividend was suspended in 2020, there is no loss in my annual dividend income. With the Rogers' buyout, my annual dividend income was decrease by $237.00.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">On December 20, I added 100 shares of Bell Canada Enterprises (BCE.TO). I purchased the 100 shares at $51.08 for a total cost of $5112.95 including commissions. Currently, Bell Canada Enterprises pays a dividend of $0.9675 per share quarterly, or $3.87 per share annually. The yield on cost for this purchase is <b>7.57%</b>.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">This purchase adds <b>$387.00</b> to my annual dividend income. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">There has been no activity in this account since the last update.</span><span style="font-family: verdana;"> </span></span></div><div><br /></div><div><span style="color: white;"><br /></span></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRI</b><b>P</b></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 share of FTS.TO @ $54.57403 for a total cost of $54.57 (TFSA)</span></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $18.2435 </span><span style="font-family: verdana;">for a total cost of $18.24 (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><div style="font-family: "Times New Roman"; font-size: medium;"><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of BPF.UN @ $15.30565 </span><span style="font-family: verdana;">for a total cost of $15.31 (TFSA)</span></span></div></span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">7 shares of TTNM.TO @ $2.32592 for a total cost of $16.28 (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">3 shares of ERF.TO @ $20.23982 CAD for a total cost of $60.72 CAD (Margin)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1 share of MFC.TO @ $28.59484 for a total cost of $28.59 (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1 unit of BEP.UN @ $26.32USD for a total cost of $34.82 CAD (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Fortis pays a quarterly dividend of $0.59 CAD per share quarterly, or $2.36 per share annually. This drip adds <b>$2.36 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>4.32%</b>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span>Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.84</b></span><b>%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>TItanium Transportation Group (TTNM.TO) pays a dividend of $0.02 CAD per share quarterly, or $0.08 CAD per share annually. This drip adds </span><b>$0.56 CAD</b><span> to my annual dividend income. The yield on cost for this <span style="background-color: white;">DRIP is </span></span><span style="background-color: white;"><b>3.44%</b><span>.</span></span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span><span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds </span><b>$1.28 CAD </b><span>to my annual dividend income. The yield on cost for this DRIP is </span><b>8.39%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><br /></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;">Manulife Financial Corporation pays a quarterly dividend of $0.365 CAD per share quarterly, or $1.46 per share annually. This drip adds </span><b>$1.46</b><span style="background-color: white;"> to my annual dividend income. The yield on cost for this drip is </span><b><span style="background-color: white;">5.11%.</span></b></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;"><br /></span></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;">Enerplus Corporation pays a dividend of 0.06USD per quarter or 0.24 USD per share annually. This drip adds <b>$0.72 USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$0.96</b> in Canadian dollars. Using the Canadian Dollar equivalent, the yield on cost for this drip is <b>1.59%</b> .</span></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;"><br /></span></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;">Brookfield Renewables Partners LP (BEP.UN) pays a quarterly distribution of $0.3375 USD per unit quarterly, or $1.35 USD per unit annually. This drip adds <b>$1.35 USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$1.81</b> in Canadian dollars. Using the Canadian dollar equivalent, the yield on cost for this drip is <b>5.18%</b>. </span></span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On December 1, Bank of Montreal (BMO.TO) increased their dividend from $1.47 CAD to $1.51 CAD quarterly, or from $5.88 CAD from $6.04 CAD annually. This is an increase of <b>2.72%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 85 shares of Bank of Montreal. This increase adds <b>$13.60 CAD</b> to my annual dividend income. </span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in December 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of January 6 , 2024, the total value of the portfolio is <b>$215577.96</b> . This is a <span style="background-color: white;"><b>5.12%</b></span> <span style="background-color: white;">increase over last month's total. </span> </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$9495.98</b> in dividend income over the next 12 months. This is an increase of <b>$398.53 CAD , </b>or <b>4.38%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /></i></span></span></span></div></div><div><div><span style="font-size: medium;"><span style="font-family: verdana;"><span style="color: #999999;"><span style="font-family: verdana;"><span style="color: #999999;"><i><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i><i><span face="">ir financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-5246316191040510492023-12-31T18:04:00.000-07:002023-12-31T18:04:09.609-07:00Trading Account Update - December 31, 2023<p> <span style="font-family: verdana;"><span style="font-size: 16px;">As previously stated on this blog, that I have started a trading account with a balance below $1000.00. I started to add $50.00 every two weeks but that has stopped due to a recent job loss. I have not added any more money to this account. I have not put on many trades in the account. Some of the most recent trades, were long swing trades. The following table shows my stats from the start of 2016</span><i style="font-size: 16px;">:</i></span></p><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="margin: 0px;"><span style="font-family: verdana;"><br /></span></div></div><div style="-webkit-text-stroke-width: 0px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="font-size: 16px; margin: 0px;"><span style="font-family: verdana;"> </span></div><div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="margin: 0px; text-align: left;"><span style="font-family: verdana; font-size: 16px;"><i> </i></span><span style="font-family: helvetica; font-size: medium;"><i># of trades : 61</i></span></div><span style="font-family: helvetica; font-size: medium;"><i><div style="text-align: left;"> Total Capital added: $250.00</div><div style="text-align: left;"> Trading Acct Balance: $5558.53</div><div style="text-align: left;"> Average Drawdown: <span style="color: red;">$197.66</span></div></i></span><div style="text-align: left;"><div style="text-align: left;"><span><span style="font-family: helvetica;"><i><span style="font-size: medium;"> Average Loss: <span style="color: red;">264.74</span></span></i></span></span></div><span style="font-family: helvetica; font-size: medium;"><i><div style="text-align: left;"> Average Accuracy: 85.25%</div><div style="text-align: left;"> Average Risk: $210.30</div><div style="text-align: left;"> Average Reward: $117.90</div><div style="text-align: left;"> Average Risk/Reward : 1: 0.5606</div></i></span></div><div style="font-size: medium; text-align: left;"><span style="font-family: verdana;"><i><br /></i></span></div></div></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"> I have been trading penny stocks, stocks, REITS and options. Any dividends that will be received from this account will stay within the account. The accuracy rate is high. Does this mean that I am a super trader? No it does not. The risk to reward ratio states of every $1.00 of risk there is reward of $0.5606. Ideally, a trader should aim for a 1:2 risk to reward ratio which causes the accuracy rate to be lower. I lost big on a trade as I did not put a stop in at the initiation of the PZA.TO trade. The stock kept dropping and dropping, so I felt it was best to sell. </span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"><br style="margin: 0px;" /></span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"> The drawdown above is intra-trade drawdown. This type of draw down is the dollar amount the trade moves against you. Why is it important to keep track of inter-trade drawdown? It helps you know if you are picking good entry points. It is normal for trades to have intra-trade drawdown. </span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"><br /></span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;">Below is a chart of my 2023 percentile gains</span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkkBe86yBER_GKz8FkiLVP5P-zJPGzea6grx_rT51lgTvssRLq86QmS2K7q86FAcrPnPxcAy4bhZ4x_yiLxbSrY3lWC0mwf3jC8pqY2IQAOkfR7SeB5X7FZeYvF7luFmESVwA9sfYSBgfmK_lLhhABRjGjCMTPUYSJ0Llbj3LyGqPDcQvOqvaqg7UVTQY/s600/2023%20Performance%20of%20Trading%20Account.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="371" data-original-width="600" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkkBe86yBER_GKz8FkiLVP5P-zJPGzea6grx_rT51lgTvssRLq86QmS2K7q86FAcrPnPxcAy4bhZ4x_yiLxbSrY3lWC0mwf3jC8pqY2IQAOkfR7SeB5X7FZeYvF7luFmESVwA9sfYSBgfmK_lLhhABRjGjCMTPUYSJ0Llbj3LyGqPDcQvOqvaqg7UVTQY/w400-h248/2023%20Performance%20of%20Trading%20Account.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><br /><div class="separator" style="clear: both;"><span style="font-family: verdana;">The above chart shows that the trading account has been down most of the year to date. </span></div><div class="separator" style="clear: both;"><span style="font-family: verdana;"><br /><span style="font-size: 16px;">Below is a chart showing my overall percentile gains from January 1, 2016, to December 31, 2023.</span></span></div><div class="separator" style="clear: both;"><span style="font-family: verdana;"><span style="font-size: 16px;"><br /></span></span></div><div class="separator" style="clear: both;"><span style="font-family: verdana;"><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmNieENIs_ERU_lLj6yPVpgIKNJrxsFay-38RIuKPZ3C0MfI6VK1IIbxnJ3VSBgITl9wSFieFMrpmJbs_-kghoKtt1t9c1mSV0kcZ_6BkofEu_69WoeZI7qYh_dDGjqRbM594TnWZbAIPq-8-cvDI9-30BQWZcx8_p48zjCbWAHZ8_Ei-SrLDOSFhaC1I/s600/tradingdec312023.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="371" data-original-width="600" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmNieENIs_ERU_lLj6yPVpgIKNJrxsFay-38RIuKPZ3C0MfI6VK1IIbxnJ3VSBgITl9wSFieFMrpmJbs_-kghoKtt1t9c1mSV0kcZ_6BkofEu_69WoeZI7qYh_dDGjqRbM594TnWZbAIPq-8-cvDI9-30BQWZcx8_p48zjCbWAHZ8_Ei-SrLDOSFhaC1I/w400-h248/tradingdec312023.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /></span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: verdana; font-size: medium;"><b>Conclusion:</b></span></div></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"><br /></span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;">I have not gotten the results that I have wanted over the last couple of years. This is evident in the long roughly flat line in the chart above. </span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"><br /></span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;">I need to gain better entry points and to make sure to use a stop loss. In the trading platform for my brokerage, you can put in a stop limit order when purchasing a stock via a bracket order. </span></div><div class="separator" style="-webkit-text-stroke-width: 0px; clear: both; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><span style="font-family: verdana;"><br /></span></div><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="margin: 0px;"><span style="font-family: verdana;">Note: The trades are listed under the Trading Tab above with all the trades listed as of December 31, 2023</span></div></div><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="margin: 0px;"><span style="font-family: verdana;"><br />Note: As of December 31, 2023, there is no active trades. </span></div></div><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="margin: 0px;"><span style="font-family: verdana;"><br /></span></div></div><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;"><div style="margin: 0px;"><span style="font-family: verdana;"><br /></span></div></div><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal;"><div style="margin: 0px;"><div style="margin: 0px;"><i><span style="color: #999999; font-family: verdana;">DISCLAIMER</span></i></div></div></div><div style="-webkit-text-stroke-width: 0px; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal;"><div style="margin: 0px;"><div style="margin: 0px;"><i><span style="color: #999999; font-family: verdana;">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should <b>NOT</b> be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></div><div><i><span style="color: #999999; font-family: verdana;"><br /></span></i></div></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-36404460119088673182023-12-24T15:37:00.000-07:002023-12-24T15:37:34.216-07:00Net Worth Update - December 2024<p><span style="font-family: verdana; font-size: medium;"> <span>T</span><span>oday is December 24, 2023. Although passive income through dividends and option premiums is my focus when it comes to investing, I decide to do a post about my current net worth.</span></span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">What is net worth? Simply put, net worth is calculated by adding up all assets and subtracting the total of all liabilities. Net worth is sometimes referred to as shareholder's equity. Assets and liabilities are part of the balance sheet.<br /></span><br /><b><span style="font-size: large;">Assets</span></b><br /><br /><span style="font-size: medium;"><b><i>Savings</i></b><br /><br />The savings section is currently into 3 segments. The 3 parts are a "high" interest savings account, savings account, and an "investment" savings account.<br /><br />The TFSA savings account was with Tangerine. I was frustrated with getting such a low interest rate with Tangerine. I took the money out and placed it in non-registered high interest rate savings account with EQ Bank. Unfortunately, the account did not disappear as interest was earned in the TFSA with Tangerine for the month I transferred the balance. The balance is <b>$0.18</b>. With a value this low, I do not even earn interest as the balance so low. <br /><br /></span></span><span style="font-family: verdana; font-size: medium;">On December 24, 2023, the value of the savings account with EQ Bank is <b>$7367.27</b> . As of the time of this writing, the interest rate for EQ Bank is currently sitting at 2.50%.</span></div><div><span style="font-family: verdana; font-size: medium;"><br />The stock and ETF investment involves one stock and cash that I hold within my margin account. I keep the dividends and distributions received separate from the dividends I post in my dividend income updates.<br /></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">In December, I sold the 100 units of BMO High Yield Covered call ETF (ZWC.TO).</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I owned 83 units of Transalta Renewables (ticker symbol RNW.TO). Transalta Renewables paid a monthly dividend of $0.07833 per share. On September 26, the shareholders of Transalta Renewables voted to sell their shares to Transalta. Shareholders had voted for one of 2 options. One option was to receive $13.00 for each share of Transalta Renewables that we owned. The second option was to receive a given amount of transalta share for each share of Transalta Renewable owned. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I received 55 shares of Transalta (TA.TO) and some cash as a result of this merger. </span></div><div><span style="font-family: verdana; font-size: medium;"><br />On December 24, 2023 , the current value of this "stock / ETF /cash account" is <b>$2774.73</b> <b>. </b>I have earned a total of<b> $502.96</b> in total dividends/distributions in this account. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span><div><span style="font-size: medium;"><span style="font-family: verdana;">Overall, the savings total is <b>$10142.18</b></span><b style="font-family: verdana;"> </b><span style="font-family: verdana;">. </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><i><b style="background-color: white;">Non-registered Accounts</b></i><br /><br />The non-registered accounts consist of a margin account and 2 stocks held directly with the transfer agents. The margin account is with Questrade. The total value is </span></span><b style="font-family: verdana; font-size: large;">$120632.70 </b><span style="font-size: medium;"><span style="font-family: verdana;">as of December 24, 2023. This is an decrease of </span><b style="font-family: verdana;">1.644%</b><span style="font-family: verdana;"> since the last published net worth post.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><br /><b><i>TFSA Investing Account</i></b><br /><br />The TFSA investing account balance is <b>$90596.64</b> as of December 24, 2023. This account is with Questrade. This is an increase of <b>9.09%</b> since the last published net worth post.<br /><br /><b><i>Trading Account</i></b><br /><br />The trading account is with Questrade. There is no active trades on in this account as of the time of this writing. As of December 24, the value of this account is <b>$5560.48 </b></span></span><span style="font-family: verdana; font-size: large;">.</span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><b><i><span>RRSP</span></i></b><br /><br />As of December 24, 2023, I own 121 shares of CP Rail (Ticker Symbol CP.TO) , 119 units of XAW, and 49 shares of Alimentation Couche-Tard (ATD.B.TO) </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">On November 22, 2023, I sold 1 19Jan2024 $100 CP.TO call at $1.58 for a total net premium of $147.05 including commissions. At the time of this writing, Canadian Pacific Kansas City closed at $105.41 CAD. </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">The value of this account as of December 24, 2023 is<b> $22242.78 </b></span><span style="font-family: verdana;">. This is an increase of </span><b style="font-family: verdana;">7.82%</b><span style="font-family: verdana;"> from September 24, 2023.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana;"><b><span style="font-size: large;">Summary of Assets</span></b><br /><br /><span style="font-size: medium;">Total Savings : $10142.18<br />Non-Registered accounts : $120632.70<br />TFSA Investing : $90596.64<br />Trading Account: $5560.48<br />RRSP Savings Account: $22242.78<br /><br />Total Assets = <b>$249174.78</b> (increase of <b>3.62%</b> from 3 months ago)</span><br /><br /><b><span style="font-size: large;">Liabilities</span></b><br /><br /><span style="font-size: medium;">The balance on my line of credit is <b>$0.00</b>. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I owe <b>$0.00</b> in my margin account. The margin is in the Canadian dollar account within my margin account in Questrade. The USD account in Questrade has a positive cash balance.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: large;"><b>Summary of Liabilities</b></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Credit Line = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;">Margin = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">Total Liabilities = <b>$0.00</b><br /></span><br /><span style="font-size: large;"><b>Conclusion</b></span><br /><br /><span style="font-size: medium;">On December 24, 2023, my net worth is <b>$249174.78</b> . This is an increase of <b>$8709.02</b>, or <b>3.62%</b>, from 3 months ago.<br /><br />The market continues to go up and down. During the last 3 months, we have seen the rise of inflation and the fears of a recession continue to take hold. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJz_lTVxJnPjdeSToc0tBr4ckrclfTNhX1ElWihKjJPqag1uCwB2MtMs_WsyqMIdD2Nn1KPYkoGQMAW76rzg3oJfBlTLe8yo5M_gRemci6aV826Q4RaAMM1yQnfZQ-ySm_LlKS0GBTUF-qwCrR0bQyGnp7mr08PwquzWSJYbE_WbfmyuF824jKlExBrwY/s600/Net%20Worth%20vs%20Time(1).png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="371" data-original-width="600" height="281" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJz_lTVxJnPjdeSToc0tBr4ckrclfTNhX1ElWihKjJPqag1uCwB2MtMs_WsyqMIdD2Nn1KPYkoGQMAW76rzg3oJfBlTLe8yo5M_gRemci6aV826Q4RaAMM1yQnfZQ-ySm_LlKS0GBTUF-qwCrR0bQyGnp7mr08PwquzWSJYbE_WbfmyuF824jKlExBrwY/w428-h281/Net%20Worth%20vs%20Time(1).png" width="428" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">To read the thirteenth net worth update, click<a href="https://investingpursuits.blogspot.com/2022/12/net-worth-update-december-24-2022.html" target="_blank"> here</a>. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">To read the fourteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/03/net-worth-update-march-25-2023.html" target="_blank">here</a>. </span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the fifteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/06/net-worth-update-june-25-2023.html" target="_blank">here</a>. </span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the sixteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/09/net-worth-update-september-24-2023.html" target="_blank">here</a>. </span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br />Disclosure: - Long all aforementioned stocks<br /> <br /><br /></span><i><span style="color: #666666;"><span style="font-size: medium;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk</span>.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-2432375266552027202023-12-09T12:18:00.000-07:002023-12-09T12:18:01.518-07:00Dividend Income Update - November 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of November 2023 is another month of dividend income landing in my accounts. A new record of dividend income received in a single month. </span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6P1rfmuHUxlI7_nuy_TtH6CAaoS0Zfo7kUk7q7_OuMICdsACs7HI9hHwWoACthxDEl242QSHv0upAkb7UcKFneZj_hgpc4o4AkAW4VwRYrEhp96ZqwMK7XQU9RXdsEHrsR_Cp8GVJXiDNLMsfD8ETfE4-JCfZZp-KKPdWYC0xamdjr54sf_s1KqV6DbU/s773/Dividends_NOV2023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="538" data-original-width="773" height="730" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6P1rfmuHUxlI7_nuy_TtH6CAaoS0Zfo7kUk7q7_OuMICdsACs7HI9hHwWoACthxDEl242QSHv0upAkb7UcKFneZj_hgpc4o4AkAW4VwRYrEhp96ZqwMK7XQU9RXdsEHrsR_Cp8GVJXiDNLMsfD8ETfE4-JCfZZp-KKPdWYC0xamdjr54sf_s1KqV6DbU/w417-h730/Dividends_NOV2023.png" width="417" /></a></div><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div></div><span style="font-family: verdana; font-size: medium;">I received a total of <b>$378.77</b> in dividend income for the month of November 2023. This represents a <b>4.40%</b> increase from 3 months ago and <b>6.05%</b> increase year over year.</span><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>8</b> different companies.<br /><br />I received <b>$0.00</b> in option premiums within my investment accounts in November 2023.<br /><br />Below is a visual of my dividend totals for the last 5 years.<br /></span><br /><br /><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFBTow7CdfTx0oUyMcSR2NgaPmCfOY5uBamcqzx09PHb4lVaZNJc5Fv6ytH1q1gP_cXaQMX_ySSYi916dRGRsiLcmJvvmBmQY0i9FfMd887un5vG-PT9JiiE_ljO6ET4Sf-z7inL5_lrBAAxwgvikAETYwGVvDRMyc_f4CMyh1OEx1npTygaqO37XfpQY/s480/DividendTotals.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFBTow7CdfTx0oUyMcSR2NgaPmCfOY5uBamcqzx09PHb4lVaZNJc5Fv6ytH1q1gP_cXaQMX_ySSYi916dRGRsiLcmJvvmBmQY0i9FfMd887un5vG-PT9JiiE_ljO6ET4Sf-z7inL5_lrBAAxwgvikAETYwGVvDRMyc_f4CMyh1OEx1npTygaqO37XfpQY/w400-h240/DividendTotals.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtHMDBNgQCm2yFcAYXQQOd2HRkSdR5zdr_jjfQis0LSu6mhjoOCYd7v5_v-HMK8-0WGxSPYAG2xKz_gt4pkAWgn6kXQm-a-p6FhIZfPZtrVc7kIq9h82Q5OciX0065rB-dRDcpi37C-8XArYXhgaGhdDTuxoCmcHIQs4tnHmoTgvqTXUnE4AfIlA64KmM/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtHMDBNgQCm2yFcAYXQQOd2HRkSdR5zdr_jjfQis0LSu6mhjoOCYd7v5_v-HMK8-0WGxSPYAG2xKz_gt4pkAWgn6kXQm-a-p6FhIZfPZtrVc7kIq9h82Q5OciX0065rB-dRDcpi37C-8XArYXhgaGhdDTuxoCmcHIQs4tnHmoTgvqTXUnE4AfIlA64KmM/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghDzZJaLNOA_2m5m9y-jXRl2CjrxihsJGvui_O6Y5MzS8NPVAr_ajstvdlK6OlJ8jxXwV6B2NRD4c7bM_uIoVqZbvq4vGQ_uoysNJvqruddHbSEa08ZlesgXXCzIB7lg-27hGYAbAKiuq_JhEW1bckBs-LgLSes0GH4bSAvAHrLq-ulp1zBuNraXvGU-w/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghDzZJaLNOA_2m5m9y-jXRl2CjrxihsJGvui_O6Y5MzS8NPVAr_ajstvdlK6OlJ8jxXwV6B2NRD4c7bM_uIoVqZbvq4vGQ_uoysNJvqruddHbSEa08ZlesgXXCzIB7lg-27hGYAbAKiuq_JhEW1bckBs-LgLSes0GH4bSAvAHrLq-ulp1zBuNraXvGU-w/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><div class="separator" style="clear: both;"><br /></div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first eleven months of 2022, I received $6298.28 in dividends. In the first eleven months of 2023, I received $7403.23 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>17.54%</b><span> YTD in 2023 over the same period of 2022</span></span></span><span style="font-family: verdana; font-size: medium;">.</span></div></div><br /><br /><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimof3pcneQawSE-l1WKqqWeQuXrnh-QkC2BWl02m-tnR-iZy_Z2vLZ2YuXhvcVqmCN8rcu9Kx1H3GSTA4Tv9nZrLHPBmBidTmQ0VLd1h8pZC1dnDI-DeC78gZ0y1RDLB-anT-XAzVqlPDQrFOPR3W0R-5nG06JXN8_8llwDBThYyCAg-_vDZzyMRACBLM/s752/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="252" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimof3pcneQawSE-l1WKqqWeQuXrnh-QkC2BWl02m-tnR-iZy_Z2vLZ2YuXhvcVqmCN8rcu9Kx1H3GSTA4Tv9nZrLHPBmBidTmQ0VLd1h8pZC1dnDI-DeC78gZ0y1RDLB-anT-XAzVqlPDQrFOPR3W0R-5nG06JXN8_8llwDBThYyCAg-_vDZzyMRACBLM/w427-h252/Annblogdivs.png" width="427" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge<br /><br /></td></tr></tbody></table><div><br /></div><div>As from this graph, I surpassed last years total dividend income at the end of October. My total dividend received in 2023 is <b>6.33%</b> above the total for all of 2022.</div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for November 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-6813114933024810932023-12-03T10:08:00.000-07:002023-12-03T10:08:36.343-07:00Portfolio Update - November 2023<p><span style="font-family: verdana; font-size: medium;">The month of November 2023 was crazy in Canada. The premier of Saskatchewan, Scott Moe, has stated that the Province of Saskatchewan will stop collecting carbon tax Jan 1 2024 on home heating using natural gas if an exemption on home heating is not made by the federal government.</span></p><p><span style="font-family: verdana; font-size: medium;">Later in November, Scott Moe said the province will stop collecting the carbon tax on home heating via electricity on January 1 as well.</span></p><p><span style="font-family: verdana; font-size: medium;">These acts by the premier of Saskatchewan is due to the federal government suspending the carbon tax on home heating by oil across the country. This suspension of the carbon tax benefits Atlantic Canada. </span><span style="font-family: verdana; font-size: large;"> </span></p><p><span style="font-family: verdana; font-size: medium;">Also, rents across Canada have increased a lot over the last year. This is mostly due to the interest rate increases, property tax increases and increased carbon tax.</span></p><p><span style="font-family: verdana; font-size: medium;">The economy is starting to slow down with inflation being less than 4%. I believe the interest rate will remain at 5% for the next few months. </span></p><p><span style="font-family: verdana; font-size: medium;">The war in the middle east involving Israel started up again after a recent cease fire. </span></p><p><span style="font-family: verdana; font-size: medium;">The S&P500 was up <b>5.42%</b> over the past month. </span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">The S&P TSX Composite Index was up <b>1.07%</b> over the past month.</span><span style="font-size: large;"> </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><b><span style="background-color: white; font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">There has been no activity in this account since the last update.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">There has been no activity in this account since the last update.</span><span style="font-family: verdana;"> </span></span></div><div><br /></div><div><span style="color: white;"><br /></span></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRI</b><b>P</b></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $17.53503 </span><span style="font-family: verdana;">for a total cost of $17.54 (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><div style="font-family: "Times New Roman"; font-size: medium;"><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of BPF.UN @ $15.51257 </span><span style="font-family: verdana;">for a total cost of $15.51 (TFSA)</span></span></div></span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1 share of EMA.TO @ $48.45823 for a total cost of $48.46 (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span>Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.99</b></span><b>%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>Emera Inc (EMA.TO) pays a dividend of $0.7175CAD per share quarterly, or $2.87CAD per share annually. This drip adds </span><b>$2.87 CAD</b><span> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white;">5.92%</b><span style="background-color: white;">.</span></span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span><span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds </span><b>$1.28 CAD </b><span>to my annual dividend income. The yield on cost for this DRIP is </span><b>8.28%</b><span>.</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On November 29, Enbridge (ENB.TO) increased their dividend from $0.8875 CAD to $0.915CAD quarterly, or from $3.55 CAD from $3.66 CAD annually. This is an increase of <b>3.10%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 359.278 shares of Enbridge. This increase adds <b>$39.52 CAD</b> to my annual dividend income. </span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><div style="font-size: medium;"><span style="font-size: medium;">On November 30, Canadian Imperial Bank of Commerce (CM.TO) increased their dividend from $0.87 CAD to $0.90 CAD quarterly, or from $3.48 CAD from $3.60 CAD annually. This is an increase of <b>3.45%</b> .</span></div><div style="font-size: medium;"><span style="font-size: medium;"><br /></span></div><div style="font-size: medium;"><span style="font-size: medium;">I currently own 220 shares of Canadian Imperial Bank of Commerce. This increase adds <b>$24.00 CAD</b> to my annual dividend income. </span></div><div style="font-size: medium;"><span style="font-size: medium;"><br /></span></div><div style="font-size: medium;"><span style="font-size: medium;"><div style="font-size: medium;"><span style="font-size: medium;">On November 30, Royal Bank (ENB.TO) increased their dividend from $1.35 CAD to $1.38 CAD quarterly, or from $5.40 CAD from $5.52 CAD annually. This is an increase of <b>2.22%</b> .</span></div><div style="font-size: medium;"><span style="font-size: medium;"><br /></span></div><div style="font-size: medium;"><span style="font-size: medium;">I currently own 56 shares of Royal Bank. This increase adds <b>$6.72 CAD</b> to my annual dividend income. </span></div><div style="font-size: medium;"><span style="font-size: medium;"><br /></span></div><div style="font-size: medium;"><span style="font-size: medium;"><div style="font-size: medium;"><span style="font-size: medium;">On November 30, TD Bank (TD.TO) increased their dividend from $0.96 CAD to $1.02 CAD quarterly, or from $3.84 CAD from $4.08 CAD annually. This is an increase of <b>6.25%</b> .</span></div><div style="font-size: medium;"><span style="font-size: medium;"><br /></span></div><div style="font-size: medium;"><span style="font-size: medium;">I currently own 111 shares of TD Bank. This increase adds <b>$26.64 CAD</b> to my annual dividend income. </span></div></span></div></span></div></span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in November 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of December 3 , 2023, the total value of the portfolio is <b>$205074.20</b> . This is a <span style="background-color: white;"><b>2.91%</b></span> increase over last month's total. </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$9097.45 CAD</b> in dividend income over the next 12 months. This is an increase of <b>$88.55 CAD , </b>or <b>0.983%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /></i></span></span></span></div></div><div><div><span style="font-size: medium;"><span style="font-family: verdana;"><span style="color: #999999;"><span style="font-family: verdana;"><span style="color: #999999;"><i><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i><i><span face="">ir financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-50830217731793911522023-11-12T10:30:00.001-07:002023-11-12T10:30:56.226-07:00Dividend Income Update - October 2023 <p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of October 2023 is another month of dividend income landing in my accounts. A new record of dividend income received in a single month. </span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiI7D3HNOPRFj-PDIOWNwIpImszTDK2lyJkwPmEw9CTooz2ZpP3tNocEHGi71AZUE2QOD4XfAdZ7-qoz9T-4WmxFN1sapDS7x7zauqccA2yemd4hrrdBM9tKG8YwCvmNuG0ktYcYMglwsayCKZmAhxBG9xNdvEeIFVTl51Fhr_YNI8r6f5o3t1ltd6Vli8/s976/Dividends_OCT2023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="752" data-original-width="976" height="924" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiI7D3HNOPRFj-PDIOWNwIpImszTDK2lyJkwPmEw9CTooz2ZpP3tNocEHGi71AZUE2QOD4XfAdZ7-qoz9T-4WmxFN1sapDS7x7zauqccA2yemd4hrrdBM9tKG8YwCvmNuG0ktYcYMglwsayCKZmAhxBG9xNdvEeIFVTl51Fhr_YNI8r6f5o3t1ltd6Vli8/w443-h924/Dividends_OCT2023.png" width="443" /></a></div><br /><div class="separator" style="clear: both; text-align: left;"><br /></div></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><span style="font-family: verdana; font-size: medium;">I received a total of <b>$1156.18</b> in dividend income for the month of October 2023. This is the first time that I received over $1000.00 in dividend income in a single month! This represents a <b>22.3%</b> increase from 3 months ago and <b>28.5%</b> increase year over year.</span><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>14</b> different companies.<br /><br />I received <b>$0.00</b> in option premiums within my investment accounts in October 2023.<br /><br />Below is a visual of my dividend totals for the last 5 years.<br /></span><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia8kGfceJQ91frt89Rz-jmPXcX3LcTZ0EPl37qdL8XFwoJBNZ0G-Xdipr7fNcngnM5fJ_HCWKcUpSZ8B3mxccJwbNHNYEyeFGDGHSrWg4UkP0jrgBjQ0VHh6ZqzZGUjXGuxxMIgXiLOQoFEX2Ms9yib013f4avcPtC59LuxxLiDq7z7CNzGpenDrJc1pU/s480/DividendTotals.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia8kGfceJQ91frt89Rz-jmPXcX3LcTZ0EPl37qdL8XFwoJBNZ0G-Xdipr7fNcngnM5fJ_HCWKcUpSZ8B3mxccJwbNHNYEyeFGDGHSrWg4UkP0jrgBjQ0VHh6ZqzZGUjXGuxxMIgXiLOQoFEX2Ms9yib013f4avcPtC59LuxxLiDq7z7CNzGpenDrJc1pU/w413-h253/DividendTotals.png" width="413" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEin7tq-1HuES-9OKdqo5VGDewhqIeFppBrF9qWFIal-k7hoIjZdqbK5jkoh8nceUikhaJa1AxhKND3zuS0gj8cQNrriZsP3Oa9Wo8lLBO08CmWEK1knB3YebEmjFNJN5F98Hcu2d43hzd1nYBdi3Rs__Qkze6vKKj7482f5n7ZvkQCwR_lZ7u9GTEnX4j8/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEin7tq-1HuES-9OKdqo5VGDewhqIeFppBrF9qWFIal-k7hoIjZdqbK5jkoh8nceUikhaJa1AxhKND3zuS0gj8cQNrriZsP3Oa9Wo8lLBO08CmWEK1knB3YebEmjFNJN5F98Hcu2d43hzd1nYBdi3Rs__Qkze6vKKj7482f5n7ZvkQCwR_lZ7u9GTEnX4j8/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDXU0_v9XI6PqP8uIuSfMCMe5EBPjBNEvSsqF6q9cGxnWAtUc4b1MHH_jmHBxLQ_nONEr1bueG38fN_t0wLwP9CFvDmod2T_I8WhNhlYJTBr8Sz8AM2hEy2x4xmDKcotCeqV7Wu-4MPQvEyCpcMKpLbc4D3hZNqsPfoD58hT_Q1uMPdBJ55G9UqJhWxsA/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDXU0_v9XI6PqP8uIuSfMCMe5EBPjBNEvSsqF6q9cGxnWAtUc4b1MHH_jmHBxLQ_nONEr1bueG38fN_t0wLwP9CFvDmod2T_I8WhNhlYJTBr8Sz8AM2hEy2x4xmDKcotCeqV7Wu-4MPQvEyCpcMKpLbc4D3hZNqsPfoD58hT_Q1uMPdBJ55G9UqJhWxsA/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first ten months of 2022, I received $5941.13 in dividends. In the first ten months of 2023, I received $7024.46 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>18.23%</b><span> YTD in 2023 over the same period of 2022</span></span></span><span style="font-family: verdana; font-size: medium;">.</span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4IOZJ_blMtUz6roUAtUacXfm8Upy83suazza5AhNu91FUEE-_viFZYlqt1bJsU6MdYpggelBYaNYKXLZZJhk97FsaY3xf-AC2tpjK6jJiWiKD6FY1O7ywfLFIIxqI0v0bySBbHDMpDSdYLdJcPmoJ11TCT7CvZvzEwpIxauGmSkZXrE-pYuzraR1Ng6s/s752/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4IOZJ_blMtUz6roUAtUacXfm8Upy83suazza5AhNu91FUEE-_viFZYlqt1bJsU6MdYpggelBYaNYKXLZZJhk97FsaY3xf-AC2tpjK6jJiWiKD6FY1O7ywfLFIIxqI0v0bySBbHDMpDSdYLdJcPmoJ11TCT7CvZvzEwpIxauGmSkZXrE-pYuzraR1Ng6s/w452-h225/Annblogdivs.png" width="452" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div>As from this graph, I surpassed last years total dividend income at the end of October. My total dividend received in 2023 is <b>0.89%</b> above the total for all of 2023.</div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for October 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-2564887055152385142023-11-05T09:42:00.007-07:002023-11-05T09:50:07.215-07:00Portfolio Update - October 2023<p> <span style="font-family: verdana; font-size: medium;">The month of October had another Bank of Canada announcement, which occurred on October 23. The Bank of Canada held the interest rate of 5.00%. As mortgages come up for renewal, a lot of people will be in for a major sticker shock. </span></p><p><span style="font-family: verdana; font-size: medium;">Also, rents across Canada have increased a lot over the last year. This is mostly due to the interest rate increases, property tax increases and increased carbon tax.</span></p><p><span style="font-family: verdana; font-size: medium;">The economy will start to slow down as people will have less disposable income.</span></p><p><span style="font-family: verdana; font-size: medium;">A major thing in Canada occurred which has divided the country. Justin Trudeau has suspended the carbon tax on home heating oil for 3 years. The major beneficiary of this is people in Atlantic Canada. Besides heating their homes heating (furnace) oil, near 100% of hot water heaters would use the same type of oil. </span></p><p><span style="font-family: verdana; font-size: medium;">Premiers and politicians from other provinces say this suspension is unfair to those heating their homes other methods or fuels.</span></p><p><span style="font-family: verdana; font-size: medium;">The war in the middle east is the major topic in the news. In fact, it is more talked about than the ongoing Russia-Ukraine war. </span></p><p><span style="font-family: verdana; font-size: medium;">The S&P500 was up <b>2.35%</b> over the past month. </span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">The S&P TSX Composite Index was up <b>3.59%</b> over the past month.</span><span style="font-size: large;"> </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><b><span style="background-color: white; font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">There has been no activity in this account since the last update.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">There has been no activity in this account since the last update.</span><span style="font-family: verdana;"> </span></span></div><div><br /></div><div><span style="color: white;"><br /></span></div><div><div><span style="font-family: verdana; font-size: medium;"><b style="background-color: white;">Shares Purchased Via DRI</b><b style="background-color: white;">P</b></span></div><div><br /></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $17.15517 </span><span style="font-family: verdana;">for a total cost of $17.16 (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><div style="font-family: "Times New Roman"; font-size: medium;"><span style="font-size: medium;"><span style="font-family: verdana;">2 unit of BPF.UN @ $14.63635 </span><span style="font-family: verdana;">for a total cost of $29.27 (TFSA)</span></span></div></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">5 shares of AQN.TO @ 5.63526USD for a total cost of $38.35CAD (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1 share of TD.TO @ $77.27209 for a total cost of $77.27 (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1.375641 shares of BNS.TO @ $55.3342 for a total cost $76.12 (Transfer Agent)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>4.08</b></span><b>%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>TD Bank (TD.TO) pays a dividend of $0.96CAD per share quarterly, or $3.84CAD per share annually. This drip adds </span><b>$3.84 CAD</b><span> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white;">4.97%</b><span style="background-color: white;">.</span></span></span></div><div><span style="font-family: verdana; font-size: large;"><span style="background-color: white;"><br /></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span>Bank of Nova Scotia (BNS.TO) pays a dividend of $1.06CAD per share quarterly, or $4.24CAD per share annually. This drip adds </span><b>$5.83 CAD</b><span> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white;">7.66%</b><span style="background-color: white;">.</span></span></span></div><div><span style="font-size: large;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span><span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds </span><b>$2.57 CAD </b><span>to my annual dividend income. The yield on cost for this DRIP is </span><b>8.77%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Algonquin Power and Utilities (AQN.UN) pays a dividend of </span><span style="font-family: verdana;">$0.1085 USD per unit quarterly, or $0.434USD per unit annually</span><span style="font-family: verdana;">. This drip adds <b>2.17USD </b>to my annual dividend income. At the time of this writing, this is equivalent to <b>$2.97</b> in Canadian dollars. The yield on cost, using the Canadian dollar equivalent, is <b>7.74%</b>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On October 24, TFI International increased their dividend from $0.35 USD to $0.40USD quarterly, or from $1.40USD from $1.60USD annually. This is an increase of <b>14.3%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 50 shares of TFI International. This increase adds <b>$10.00 USD</b> to my annual dividend income. This is equivalent to <b>$13.67 CAD</b>, at the time of this writing. </span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in October 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of November 5 , 2023, the total value of the portfolio is <b>$199272.31</b> . This is a <span style="background-color: white;"><b>4.54%</b></span> increase over last month's total. </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$9008.90 CAD</b> in dividend income over the next 12 months. This is an increase of <b>$28.60 CAD , </b>or <b>0.318%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /></i></span></span></span></div></div><div><div><span style="font-size: medium;"><span style="font-family: verdana;"><span style="color: #999999;"><span style="font-family: verdana;"><span style="color: #999999;"><i><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i><i><span face="">ir financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-36578437356976608472023-10-15T06:00:00.003-06:002023-10-22T10:15:09.100-06:00Dividend Income Update - September 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of September 2023 is another month of dividend income landing in my accounts.</span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><br /></div></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhk4EaIcKtwb7xxTac7Lv5_A6-0eCHnNI60hCNGGyV3wyg8XjnYN1CQvx3g8Eo2AUkW7xd19gpQGunXx5sxsFELrDUignUBWxzpqZG6kdH88dbSgn3Th1xidA4tZteVUsZzkit2Y_U5w6-et4V2NHhLIpXc958oeQg41vdOuazYhomTpcXUvH2MoFHT7r0/s976/Dividends_SEPT2023_02.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="758" data-original-width="976" height="1012" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhk4EaIcKtwb7xxTac7Lv5_A6-0eCHnNI60hCNGGyV3wyg8XjnYN1CQvx3g8Eo2AUkW7xd19gpQGunXx5sxsFELrDUignUBWxzpqZG6kdH88dbSgn3Th1xidA4tZteVUsZzkit2Y_U5w6-et4V2NHhLIpXc958oeQg41vdOuazYhomTpcXUvH2MoFHT7r0/w436-h1012/Dividends_SEPT2023_02.png" width="436" /></a></div><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><span>I received a total of</span><span> </span><b>$687.62</b><span> </span><span>in dividend income for the month of September </span></span><span style="font-size: medium;"><span>2023.</span><span> </span><span style="background-color: white;">This represents a <b>2.82%</b> increase from 3 months ago and <b>16.5%</b> increase year over year.</span></span></span></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>13</b> different companies.</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I received <b>$0.00</b> in option premiums within my investment accounts in September 2023.<br /><br />Below is a visual of my dividend totals for the last<span style="background-color: white;"> 5 years.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;"><br /></span></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgag2P-Ix91WhTxKgF18KZz3HqO4QkTTUceIINC06LxwV-JB4lpcWaMzXQysTHfee-TiFnuuJHOLHIhQlDE73RUvO7tPfRK_QN-agMfnf1EtBad2b4ZF-Eq0f-6FCzkJ7YoNPJSmS4xOx2MitajOfpfnlSdZQVZrizuSpKjtUFihKQvpggE7XmJkGXXDps/s480/DividendTotals.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgag2P-Ix91WhTxKgF18KZz3HqO4QkTTUceIINC06LxwV-JB4lpcWaMzXQysTHfee-TiFnuuJHOLHIhQlDE73RUvO7tPfRK_QN-agMfnf1EtBad2b4ZF-Eq0f-6FCzkJ7YoNPJSmS4xOx2MitajOfpfnlSdZQVZrizuSpKjtUFihKQvpggE7XmJkGXXDps/w400-h240/DividendTotals.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><span style="font-family: verdana;">Click To Enlarge</span></td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. In fact, it is almost 50% each for the month of September 2023. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmrJnYrVDbfOVWbAQYhnnHCsXQ1Y8Ma-oX8CJWYUMtKTy8YriRkS05-pjk4vaOTUUCRJmZISyHMUQFi2xI1bK39CQEMrlHbkCS3e41SjD_trD7blDpie5-0bNI_-LgS9RAkEpFk47a6MLe1Wkgplc9jf9Ir81es-uB90FvWbYWLLf6wYP9cy4tYqBc_Mg/s543/chart.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmrJnYrVDbfOVWbAQYhnnHCsXQ1Y8Ma-oX8CJWYUMtKTy8YriRkS05-pjk4vaOTUUCRJmZISyHMUQFi2xI1bK39CQEMrlHbkCS3e41SjD_trD7blDpie5-0bNI_-LgS9RAkEpFk47a6MLe1Wkgplc9jf9Ir81es-uB90FvWbYWLLf6wYP9cy4tYqBc_Mg/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><span style="font-family: verdana;">Click To Enlarge</span></td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisO98ytybTyptJR4MmrP5o2ub1SYHRX-YVc5H3HgFax4uQaiUHEv0rO5JFw6mNLjZ4vgkTU5Fc-Im2g4d2sPq_HXXXupn-rylAK5QmW33oDF8GulyBxgF_VI8KCAxJLPydXdZAEgP5odDYNDIOwYP1UhupzL2Wasn3uuXpJNYWV6rhgGYc4zRpGFlcFFE/s648/chart%202.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisO98ytybTyptJR4MmrP5o2ub1SYHRX-YVc5H3HgFax4uQaiUHEv0rO5JFw6mNLjZ4vgkTU5Fc-Im2g4d2sPq_HXXXupn-rylAK5QmW33oDF8GulyBxgF_VI8KCAxJLPydXdZAEgP5odDYNDIOwYP1UhupzL2Wasn3uuXpJNYWV6rhgGYc4zRpGFlcFFE/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first nine months of 2022, I received $5041.36 in dividends. In the first nine months of 2023, I received $5868.28 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>16.40%</b><span> YTD in 2023 over the same period of 2022</span></span></span><span style="font-family: verdana; font-size: large;">.</span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgD98elQ2Zs3Cz2VLRHRpwv9sAN11q9ycdy7okWJUfJt1fS1pm-SGgLSNpUopk80M15kzl58OWmQl26oWtpipQFdJDWMD2ZAo5pGj_S_kynpPyUh4O0O0kaLQNJR6drrraL4LoQyv33JIf0c0ILN6bUM_8KYfy8_A4O_gHXaCy92UyXfqu3gIoBcMSCqvw/s752/Annblogdivs.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="237" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgD98elQ2Zs3Cz2VLRHRpwv9sAN11q9ycdy7okWJUfJt1fS1pm-SGgLSNpUopk80M15kzl58OWmQl26oWtpipQFdJDWMD2ZAo5pGj_S_kynpPyUh4O0O0kaLQNJR6drrraL4LoQyv33JIf0c0ILN6bUM_8KYfy8_A4O_gHXaCy92UyXfqu3gIoBcMSCqvw/w464-h237/Annblogdivs.png" width="464" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for September 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-55837284096495691722023-10-08T04:00:00.001-06:002023-10-08T04:00:00.142-06:00Portfolio Update - September 2023<p><span style="font-family: verdana; font-size: medium;">The month of September had another Bank of Canada announcement. The Bank of Canada held the interest rate of 5.00%. The premiers of Ontario and British Columbia urged the Bank of Canada to not to increase the rate has so many people are struggling with higher inflation and mortgage payments.</span></p><p><span style="font-family: verdana; font-size: medium;">During the month of September the federal Liberal government threatened the big 5 grocery store chains (Walmart, Costco, Metro, Loblaws, Empire) to stabilize or lower prices or the government will take action such as a grocery tax. This was to be done by Thanksgiving weekend. In Canada, Thanksgiving occurs on October 9.</span></p><p><span style="font-family: verdana; font-size: medium;">The grocery store chains sent representatives to Ottawa to discuss with the government steps to address the ever increasing prices.</span></p><p><span style="font-family: verdana; font-size: medium;">The S&P500 was down <b>3.34%</b> over the past month. </span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">The S&P TSX Composite Index was down <b>4.13%</b> over the past month.</span><span style="font-size: large;"> </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><b><span style="background-color: white; font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">There has been no activity in this account since the last update.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;">On September 25, I added to my position in A&W Royalties Income Fund. The ticker symbol is AW.UN and is traded on the Toronto Stock Exchange.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I purchased 70 units at $32.10 for a total cost of $ 2252.20. A&W Royalties Income Fund pays a distribution of $0.16CAD per unit monthly, or $1.92CAD per unit quarterly. The yield on cost for this purchase is <b>5.97%</b>. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">This purchase adds <b>$134.40</b> to my annual dividend income. </span></div><div><br /></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRIP</b></span></div><div><br /></div><div><span style="background-color: white; font-family: verdana; font-size: medium;">2 unit of ERF.TO @ $24.0635 for a total cost of $48.13 (Margin)</span></div><div><span style="background-color: white; font-size: medium;"><br /></span></div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $18.67869 </span><span style="font-family: verdana;">for a total cost of $18.68 (TFSA)</span></span></div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></div><div><span style="background-color: white; font-family: verdana; font-size: medium;">6 shares TTNM.TO @ $2.6641 for a total cost of $15.98 (TFSA)</span></div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><span style="font-family: verdana;">1 share of MFC.TO @ $26.14332 for a total cost of $26.14</span><span style="font-family: verdana;"> (TFSA)</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white; font-family: verdana;"><div style="font-family: "Times New Roman"; font-size: medium;"><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of BPF.UN @ $15.27435 </span><span style="font-family: verdana;">for a total cost of $15.27 (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div></span></span></div><div><div><span style="background-color: white; font-size: medium;"><span style="font-family: verdana;">2 units of BEP.UN @ $21.007USD </span><span style="font-family: verdana;">for a total cost of $57.04CAD (TFSA)</span></span></div></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">4 shares of T.TO @ 21.38807 for a total cost of $85.55 (TFSA)</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">1 share of QSR.TO @ $64.1291USD for a total cost of $87.92CAD (Margin)</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana; font-size: medium;"><span><span style="background-color: white;">Enerplus </span> (ERF.TO) pays a dividend of $0.06USD per share monthly, or $0.24USD per unit annually. This drip adds </span><b>$0.48USD </b><span>to my annual dividend income. At the time of this writing, the Canadian dollar equivalent is $0.66CAD. Using the Canadian dollar equivalent, the yield on cost for this DRIP is </span><b>1.36%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.75</b></span><b>%</b><span>.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>Titanium Transportation Group (TTNM.TO) pays a dividend of $0.02CAD per share quarterly, or $0.08CAD per share annually. This drip adds </span><b>$0.48 CAD</b><span> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white;">3.00%</b><span style="background-color: white;">.</span></span></span></div><div><span><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></span></div><div><span><span style="background-color: white; font-family: verdana; font-size: medium;"><span style="font-family: verdana;">Manulife Financial (MFC.TO) pays a dividend of $0.365 CAD per share quarterly, or $1.46 CAD per share annually. This drip adds </span><b>$1.46 CAD</b><span style="font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span><b>5.59%</b><span style="font-family: verdana;">.</span></span></span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Boston Pizza</span><span style="font-family: verdana;"> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds </span><b style="font-family: verdana;">$1.28 CAD </b><span style="font-family: verdana;">to my annual dividend income. The yield on cost for this DRIP is </span><b style="font-family: verdana;">8.41%</b><span style="font-family: verdana;">.</span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Brookfield Renewables Partners LP (BEP.UN) pays a distribution of </span><span style="font-family: verdana;">$0.3375 USD per unit quarterly, or $1.35USD per unit annually</span><span style="font-family: verdana;">. This drip adds <b>2.70USD </b>to my annual dividend income. At the time of this writing, this is equivalent to <b>$3.69</b> in Canadian dollars. The yield on cost, using the Canadian dollar equivalent, is <b>6.48%</b>.</span></span></div><div><span><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Telus (T.TO) pays a dividend of $0.3636 CAD per share quarterly, or $1.4544 CAD per share annually. This drip adds </span><b style="background-color: white; font-family: verdana;">$5.82 CAD</b><span style="background-color: white; font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span style="background-color: white;"><b style="font-family: verdana;">6.80%</b><span style="font-family: verdana;">.</span></span></span></div><div><span style="font-size: medium;"><span style="background-color: white;"><span style="font-family: verdana;"><br /></span></span></span></div><div><span style="font-size: medium;"><span style="background-color: white;"><span style="font-family: verdana;"><span style="font-family: verdana;">Restaurant Brands International (QSR.TO) pays a dividend of $0.55USD per share quarterly, or $2.20 USD per share annually. This drip adds </span><b>$2.20 USD</b><span style="font-family: verdana;"> to my annual dividend income. At the time of this writing, the Canadian dollar equivalent is <b>$3.01CAD</b>. Using the Canadian dollar equivalent, The yield on cost for this DRIP is </span><span style="font-family: "Times New Roman";"><b style="font-family: verdana;">3.42%</b><span style="font-family: verdana;">.</span></span></span></span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On September 19, Fortis Inc. increased their dividend from $0.565 CAD to $0.59CAD quarterly, or from $2.26CAD from $2.36CAD annually. This is an increase of <b>4.42%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 123 shares of Fortis. This increase adds <b>$12.30 CAD</b> to my annual dividend income.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">On September 20, Emera Inc. increased their dividend from $0.69 CAD to $0.7175CAD quarterly, or from $2.76CAD from $2.87CAD annually. This is an increase of <b>3.98%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 127 shares of Emera. This increase adds <b>$13.97 CAD</b> to my annual dividend income. </span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in September 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of October 7 , 2023, the total value of the portfolio is <b>$190625.10</b> . This is a <span style="background-color: white;"><b>5.31%</b></span> decrease over last month's total. </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$8980.30CAD</b> in dividend income over the next 12 months. This is an increase of <b>$192.09 CAD , </b>or <b>2.19%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /></i></span></span></span></div></div><div><div><span style="font-size: medium;"><span style="font-family: verdana;"><span style="color: #999999;"><span style="font-family: verdana;"><span style="color: #999999;"><i><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i><i><span face="">ir financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-80837061770204389462023-09-25T05:00:00.001-06:002023-09-25T05:00:00.139-06:00Net Worth Update - September 24 2023<p><span style="font-family: verdana; font-size: medium;"> <span> </span><span>Today is September 24, 2023. Although passive income through dividends and option premiums is my focus when it comes to investing, I decide to do a post about my current net worth.</span></span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">What is net worth? Simply put, net worth is calculated by adding up all assets and subtracting the total of all liabilities. Net worth is sometimes referred to as shareholder's equity. Assets and liabilities are part of the balance sheet.<br /></span><br /><b><span style="font-size: large;">Assets</span></b><br /><br /><span style="font-size: medium;"><b><i>Savings</i></b><br /><br />The savings section is currently into 3 segments. The 3 parts are a "high" interest savings account, savings account, and an "investment" savings account.<br /><br />The TFSA savings account was with Tangerine. I was frustrated with getting such a low interest rate with Tangerine. I took the money out and placed it in non-registered high interest rate savings account with EQ Bank. Unfortunately, the account did not disappear as interest was earned in the TFSA with Tangerine for the month I transferred the balance. The balance is <b>$0.18</b>. With a value this low, I do not even earn interest as the balance so low. <br /><br /></span></span><span style="font-family: verdana; font-size: medium;">On September 24, 2023, the value of the savings account with EQ Bank is <b>$5778.57</b>. As of the time of this writing, the interest rate for EQ Bank is currently sitting at 2.50%.</span></div><div><span style="font-family: verdana; font-size: medium;"><br />The stock and ETF investment involves a stock and an ETF that I hold within my margin account. I keep the dividends and distributions received separate from the dividends I post in my dividend income updates.<br /></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I own 100 units of Bank of Montreal's Canadian High Dividend Covered Call ETF (ZWC.TO). I received a total of $294.64 in total distributions as of September 24, 2023.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I own 83 units of Transalta Renewables (ticker symbol RNW.TO). Transalta Renewables pays a monthly dividend of $0.07833 per share. I received a total of $80.41 in total dividends as of September 24, 2023.<br /><br />On September 24, 2023 , the current value of this "stock / ETF account" is <b>$3092.76</b> <b>. </b>I have earned a total of<b> $464.46</b> in total dividends/distributions in this account. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span><div><span style="font-size: medium;"><span style="font-family: verdana;">Overall, the savings total is <b>$8871.51</b></span><b style="font-family: verdana;"> </b><span style="font-family: verdana;">. </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><i><b style="background-color: white;">Non-registered Accounts</b></i><br /><br />The non-registered accounts consist of a margin account and 2 stocks held directly with the transfer agents. The margin account is with Questrade. The total value is <b>$122648.72</b> as of September 24, 2023. This is an increase of <b>5.73%</b> since the last published net worth post.<br /><br /><br /><b><i>TFSA Investing Account</i></b><br /><br />The TFSA investing account balance is <b>$83046.01</b> as of September 24, 2023. This account is with Questrade. This is an increase of <b>9.93%</b> since the last published net worth post.<br /><br /><b><i>Trading Account</i></b><br /><br />The trading account is with Questrade. There is an active trade on in this account as of the time of this writing. As of September 24, the value of this account is <b>$5269.36 </b></span></span><span style="font-family: verdana; font-size: large;">.</span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><b><i><span>RRSP</span></i></b><br /><br />As of September 24, 2023, I own 21 shares of CP Rail (Ticker Symbol CP.TO) , 119 units of XAW, 49 shares of Alimentation Couche-Tard (ATD.B.TO), and 73 shares of Canadian National Railway (CNR.TO). </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">The value of this account as of September 24, 2023 is<b> $20630.16 </b></span><span style="font-family: verdana;">. This is an decrease of </span><b style="font-family: verdana;">0.325%</b><span style="font-family: verdana;"> from June 25, 2023.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana;"><b><span style="font-size: large;">Summary of Assets</span></b><br /><br /><span style="font-size: medium;">Total Savings : $8871.51<br />Non-Registered accounts : $122648.72<br />TFSA Investing : $83046.01<br />Trading Account: $5269.36<br />RRSP Savings Account: $20630.16<br /><br />Total Assets = <b>$240465.76</b> (increase of <b>7.18%</b> from 3 months ago)</span><br /><br /><b><span style="font-size: large;">Liabilities</span></b><br /><br /><span style="font-size: medium;">The balance on my line of credit is <b>$0.00</b>. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I owe <b>$0.00</b> in my margin account. The margin is in the Canadian dollar account within my margin account in Questrade. The USD account in Questrade has a positive cash balance.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: large;"><b>Summary of Liabilities</b></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Credit Line = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;">Margin = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">Total Liabilities = <b>$0.00</b><br /></span><br /><span style="font-size: large;"><b>Conclusion</b></span><br /><br /><span style="font-size: medium;">On September 24, 2023, my net worth is <b>$240465.76</b> . This is an increase of <b>$16106.43</b>, or <b>7.18%</b>, from 3 months ago.<br /><br />The market continues to go up and down. During the last 3 months, we have seen the rise of inflation and the fears of a recession continue to take hold. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUUOmhATEia3ztitxoaWVe8PoEh9uvsOfDPHPb_ha7MDDzC35_UTfuqlHSwDUbFTxqo0M1-lYPnkmr85rkd25tjMMfv6yeB-oVF0MEjl-htKXitCAyZPik9jqUTGDM0PJkz4a3hKkWiGhCvYEZaolF-2aCYMi8gNhQLmlEFuc09GBOiWaFrIojosnKEvo/s600/Net%20Worth%20vs%20Time(1).png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="371" data-original-width="600" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUUOmhATEia3ztitxoaWVe8PoEh9uvsOfDPHPb_ha7MDDzC35_UTfuqlHSwDUbFTxqo0M1-lYPnkmr85rkd25tjMMfv6yeB-oVF0MEjl-htKXitCAyZPik9jqUTGDM0PJkz4a3hKkWiGhCvYEZaolF-2aCYMi8gNhQLmlEFuc09GBOiWaFrIojosnKEvo/w400-h248/Net%20Worth%20vs%20Time(1).png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the twelfth net worth update, click <a href="https://investingpursuits.blogspot.com/2022/09/net-worth-update-june-24-2022.html" target="_blank">here</a>. </span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">To read the thirteenth net worth update, click<a href="https://investingpursuits.blogspot.com/2022/12/net-worth-update-december-24-2022.html" target="_blank"> here</a>. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">To read the fourteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/03/net-worth-update-march-25-2023.html" target="_blank">here</a>. </span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the fifteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/06/net-worth-update-june-25-2023.html" target="_blank">here</a>. </span></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br />Disclosure: - Long all aforementioned stocks<br /> <br /><br /></span><i><span style="color: #666666;"><span style="font-size: medium;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk</span>.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-86963627102945129862023-09-09T19:27:00.000-06:002023-09-09T19:27:45.774-06:00Dividend Income Update - August 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of August 2023 is another month of dividend income landing in my accounts.</span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilZ6t2tSwE4--2FrVCxSYT3OJHFvq9rx3KOQafvLLY2NQ6HRVO_JqFnZ8v3tDhbtnLaUJFEWl9LHEkbhpyOYmCt3dMSUE7DQCt40S8AN6zlsVLBGtGEzfOvAgtSNlJ9wQMDAr_pKSB1UF0Nvgjn56DtnYSWSsi1B8IlnyE-XlXKkFIALHATWVwg7uCdlw/s773/Dividends_SEPT2023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="564" data-original-width="773" height="571" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilZ6t2tSwE4--2FrVCxSYT3OJHFvq9rx3KOQafvLLY2NQ6HRVO_JqFnZ8v3tDhbtnLaUJFEWl9LHEkbhpyOYmCt3dMSUE7DQCt40S8AN6zlsVLBGtGEzfOvAgtSNlJ9wQMDAr_pKSB1UF0Nvgjn56DtnYSWSsi1B8IlnyE-XlXKkFIALHATWVwg7uCdlw/w447-h571/Dividends_SEPT2023.png" width="447" /></a></div><br /><div><div class="separator" style="clear: both; text-align: center;"><br /><div style="text-align: left;"><br /></div></div></div><div><span style="font-family: verdana; font-size: medium;"><span>I received a total of</span><span> </span><b>$362.79</b><span> </span><span>in dividend income for the month of August 2023.</span><span> </span><span style="background-color: white;">This represents a <b>4.39%</b> increase from 3 months ago and <b>2.93%</b> increase year over year.</span></span></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>8</b> different companies.</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I received <b>$0.00</b> in option premiums within my investment accounts in August 2023.<br /><br />Below is a visual of my dividend totals for the last<span style="background-color: white;"> 5 years.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;"><br /></span></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFji6ghIXZsjiHVxYzlJHjVm6M9kbozuIu6YkI0Y7V_MDOoHIzh_uIr6mImKBY7bBY2OfGgu5sQuUCqSqbIGUQpqotVmc5X4uo1Q-inX550vqzH7LNTdDSLtjxF9QZCEeQy8X-SAi4r_U4A1KnCqD-HDYKPjyYSzoQsowaG8nxfiOAVaaCvuHb_XROZ5w/s480/DividendTotals.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="337" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFji6ghIXZsjiHVxYzlJHjVm6M9kbozuIu6YkI0Y7V_MDOoHIzh_uIr6mImKBY7bBY2OfGgu5sQuUCqSqbIGUQpqotVmc5X4uo1Q-inX550vqzH7LNTdDSLtjxF9QZCEeQy8X-SAi4r_U4A1KnCqD-HDYKPjyYSzoQsowaG8nxfiOAVaaCvuHb_XROZ5w/w448-h337/DividendTotals.png" width="448" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZn-EPYVASLnaK15PkGXHtBLyCw1nfozrD5N0fo3G4JK-DDZVnmPdNLE8T2H1Iq1gYEDndGwK9hzdOa5wA0aJHU5M9gdS_ibdslyuyBShMvYFt4PgnePEZ0IX5lAiSsLkTzX3i8vZZkfPpG0jmebODXWOl68ZfWT-jS2yirsMx6JfhLdPrleoJ50uMmCA/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZn-EPYVASLnaK15PkGXHtBLyCw1nfozrD5N0fo3G4JK-DDZVnmPdNLE8T2H1Iq1gYEDndGwK9hzdOa5wA0aJHU5M9gdS_ibdslyuyBShMvYFt4PgnePEZ0IX5lAiSsLkTzX3i8vZZkfPpG0jmebODXWOl68ZfWT-jS2yirsMx6JfhLdPrleoJ50uMmCA/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /></div><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwSUbng-HOkuIPRDHiPgwapBG_8ysiIpI1Fm7uUibooeydQg_yCSs9CtFML6GF3W5e4T_coahV3R0tlaFcZn7cdDm-CSaPr0Hu0kYU0UtLEhiCdJb_9jhnQbJJR3Imd86jxPiwkLspnF0kB5hGA0esAjvmwkAvdd780hCfJgf1ETONIKasRTwppl3Avpo/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwSUbng-HOkuIPRDHiPgwapBG_8ysiIpI1Fm7uUibooeydQg_yCSs9CtFML6GF3W5e4T_coahV3R0tlaFcZn7cdDm-CSaPr0Hu0kYU0UtLEhiCdJb_9jhnQbJJR3Imd86jxPiwkLspnF0kB5hGA0esAjvmwkAvdd780hCfJgf1ETONIKasRTwppl3Avpo/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first eight months of 2022, I received $4451.16 in dividends. In the first eight months of 2023, I received $5180.66 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>16.39%</b><span> YTD in 2023 over the same period of 2023.</span></span></span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8xewdhcA77e3zxqkFFDtJsaMenVjCmYurJhJnVNVXLII-_NgGgtRxO8P3xmHHBxy3pqv5ikqkL6W2AxB-FHD1AR_GWitSKOhZtjcVxVZBLZyh4LLdsDNRHcmKc-_Zo8cJkMIUtDCjWUJpZOp0my6yYMd6JAbwAdXs8X_V3-ZwEKTO71t0F59qlbIMGl4/s752/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="156" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8xewdhcA77e3zxqkFFDtJsaMenVjCmYurJhJnVNVXLII-_NgGgtRxO8P3xmHHBxy3pqv5ikqkL6W2AxB-FHD1AR_GWitSKOhZtjcVxVZBLZyh4LLdsDNRHcmKc-_Zo8cJkMIUtDCjWUJpZOp0my6yYMd6JAbwAdXs8X_V3-ZwEKTO71t0F59qlbIMGl4/w400-h156/Annblogdivs.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge<br /><br /></td></tr></tbody></table><div><br /></div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for August 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-46755328375725442772023-09-04T18:26:00.000-06:002023-09-04T18:26:48.669-06:00Portfolio Update - August 2023<p><span style="font-family: verdana; font-size: medium;"> The month of August has brought Covid back into the news. With a new subvariant of the Covid, people are pushing for return of mask mandates and possible lockdowns. If we have lockdowns in the coming fall and winter, it will destroy the lives of people already struggling financially with high inflation. The amount of homelessness will also increase. </span></p><p><span style="font-family: verdana; font-size: medium;">In other news, wild fires continues across the country. The wild fires caused widespread damage in all provinces, with Northwest Territories and British Columbia hardest hit recently.</span></p><p><span style="font-family: verdana; font-size: medium;">The strike by workers across the Metro grocery stores is over. This was a month long strike the caused their customers to travel farther distances to get their groceries. This has made other grocery store chains to increase their prices. </span></p><p><span style="font-family: verdana; font-size: medium;">Coming up this week, the Bank of Canada will announce whether the interest rate will increase, decrease of stay the same time. So far, two Canadian premiers have asked the Bank of Canada governor to halt interest rates. Premiers of BC and Ontario say increasing the interest rate will had pressure to people already struggling with mortgage and other debt payments and will lead to more homelessness.</span></p><div><span style="font-family: verdana; font-size: medium;">The S&P500 was down <b>0.06%</b> over the past month. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">The S&P TSX Composite Index was up <b>1.68%</b> over the past month. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><b><span style="font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">There has been no activity in this account since the last update.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;">There was no activity in this account since the last update. </span></div><div><br /></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRIP</b></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">1 unit of BPF.UN.TO @ $16.26745 for a total cost of $16.27 (TFSA)</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $18.20057 </span><span style="font-family: verdana;">for a total cost of $18.20 (TFSA)</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">1 share of EMA.TO @ $50.34656 for a total cost of $50.35 (TFSA)</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="font-family: verdana;">1 share of FTS.TO @ $53.33571 for a total cost of $53.34</span><span style="font-family: verdana;"> (TFSA)</span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds <b>$1.28 CAD </b>to my annual dividend income. The yield on cost for this DRIP is <b>7.89%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.85</b></span><b style="font-family: verdana;">%</b><span style="font-family: verdana;">.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><b><br /></b></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Emera Inc (EMA.TO) pays a dividend of $0.69 CAD per share quarterly, or $2.76 CAD per share annually. This drip adds </span><b style="font-family: verdana;">$2.76 CAD</b><span style="font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white; font-family: verdana;">5.48%</b><span style="background-color: white; font-family: verdana;">.</span></span></span></div><div><span><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Fortis Inc (FTS.TO) pays a dividend of $0.565 CAD per share quarterly, or $2.26 CAD per share annually. This drip adds </span><b style="background-color: white; font-family: verdana;">$2.26 CAD</b><span style="background-color: white; font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span style="background-color: white;"><b style="font-family: verdana;">4.24%</b><span style="font-family: verdana;">.</span></span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">On August 9, Enerplus Corporation increased their dividend from $0.055 USD to $0.06USD quarterly, or from $0.22USD from $0.24USD annually. This is an increase of <b>9.09%</b> .</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">I currently own 770 shares of Enerplus. This increase adds <b>$15.40 USD</b> to my annual dividend income.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;">At the time of this writing, this is equivalent to <b>$20.94 CAD</b>. </span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in August 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of September 4, 2023, the total value of the portfolio is <b>$201311.83</b> . This is a <span style="background-color: white;"><b>2.11%</b></span> decrease over last month's total. </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$8788.21CAD</b> in dividend income over the next 12 months. This is an increase of <b>$47.51 CAD , </b>or <b>0.544%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-24776337410825688432023-08-12T16:26:00.000-06:002023-08-12T16:26:08.616-06:00Dividend Income Update - July 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of July 2023 is another month of dividend income landing in my accounts.</span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8pL0VYiP0RX_xQ027p5t6Id6q5eN9R8OY5Od2Bb6P-c-CYUfKLYkVVPY4QDSUD67XaBDpQEz-97qAyVLsgVqaornucCFs8goVqoDWHzb18Ww7cuJSF-OnyvZacY_s6QGkJnivwOWeu6BX2kHdltnoR9XjcHvDmLvExUM_Z5LPdU7klRmxE16eIf2BsEo/s976/Dividends_Aug2023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="825" data-original-width="976" height="975" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8pL0VYiP0RX_xQ027p5t6Id6q5eN9R8OY5Od2Bb6P-c-CYUfKLYkVVPY4QDSUD67XaBDpQEz-97qAyVLsgVqaornucCFs8goVqoDWHzb18Ww7cuJSF-OnyvZacY_s6QGkJnivwOWeu6BX2kHdltnoR9XjcHvDmLvExUM_Z5LPdU7klRmxE16eIf2BsEo/w490-h975/Dividends_Aug2023.png" width="490" /></a></div><br /><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span>I received a total of</span><span> </span><b>$945.28</b><span> </span><span>in dividend income for the month of July 2023.</span><span> </span><span style="background-color: white;">This represents a <b>5.83%</b> increase from 3 months ago and <b>18.95%</b> increase year over year.</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">The decrease in from 3 months ago is the reduction was due to Shaw Communications was officially acquired by Rogers Communications. Therefore, there is no more Shaw Communications dividends.</span></span></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>14</b> different companies.</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I received <b>$0.00</b> in option premiums within my investment accounts in July 2023.<br /><br />Below is a visual of my dividend totals for the last<span style="background-color: white;"> 5 years.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;"><br /></span></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUxCbaneV1BwH8cDpBDWcRlVOzBJ0U5h_aHEa_zxWEsm5BBCMiyrDsMTwbcPr3vJv42ffWagcTma7Dj_z3j23l0D58M5YmxqMQicN_8011vnUv7tukzVkq_QjIeYyKXECbmX4tMOE3DiurzmI4RON6442EOrTT88OP8-V4rCewyCkJgfDPWUnWXIP9jxs/s480/DividendTotals.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="359" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUxCbaneV1BwH8cDpBDWcRlVOzBJ0U5h_aHEa_zxWEsm5BBCMiyrDsMTwbcPr3vJv42ffWagcTma7Dj_z3j23l0D58M5YmxqMQicN_8011vnUv7tukzVkq_QjIeYyKXECbmX4tMOE3DiurzmI4RON6442EOrTT88OP8-V4rCewyCkJgfDPWUnWXIP9jxs/w425-h359/DividendTotals.png" width="425" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge<br /><br /></td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNLgzBPJxFDSSyj8DwwlIM1a3hUStP3RDQFJWOOcQ2uUYUWrfVRs0rjyYfl5qZ4vRzDJK7g9fEh5INj8ZpuOegeUp-jORSCyQU-uBp7MHZpn6m8_H-AC5HynzUxL2FVnEsuEbnQ0SQ-r0tkZuenSi_8fxj_RAZV0qKjLSxdJIMvt_tE_nuoFYvY1xohT0/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNLgzBPJxFDSSyj8DwwlIM1a3hUStP3RDQFJWOOcQ2uUYUWrfVRs0rjyYfl5qZ4vRzDJK7g9fEh5INj8ZpuOegeUp-jORSCyQU-uBp7MHZpn6m8_H-AC5HynzUxL2FVnEsuEbnQ0SQ-r0tkZuenSi_8fxj_RAZV0qKjLSxdJIMvt_tE_nuoFYvY1xohT0/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWtDlQfQBiFnahysNXDzKsVljPIyCEsqNylCtrokeWFST6Th5tT0KLM4mahUJnxQ5v9PVGdH64BySfr_6kH8x6_xwVrct7XTgAMFiNVJwANRqvBm-mXT5069HHCwzLklrdq4J2iDHzD8mf5jtqdDsGreRhwXaDvIkB1JOG8GaxkxCwiT6wdx5DvjGtJnI/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="224" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWtDlQfQBiFnahysNXDzKsVljPIyCEsqNylCtrokeWFST6Th5tT0KLM4mahUJnxQ5v9PVGdH64BySfr_6kH8x6_xwVrct7XTgAMFiNVJwANRqvBm-mXT5069HHCwzLklrdq4J2iDHzD8mf5jtqdDsGreRhwXaDvIkB1JOG8GaxkxCwiT6wdx5DvjGtJnI/w400-h224/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first seven months of 2022, I received $4098.71 in dividends. In the first seven months of 2023, I received $4817.87 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>17.55%</b><span> YTD in 2023 over the same period of 2022.</span></span></span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhx7skME1muyylZr_feQi_oWE2RNsOkdKEVJMdnZg0MBDtV9yF4GInMyRZpDipfU6L0iI7yk8HJir30uB0B_TAjhcjv1eR7ZZQmvt-i8SKHpPioNfW6WgZu-aKi6kJcYBqfsyg5F-G-R9ffSd6Y4QSPvYvzo2jrbQ6rk7gcS5_sD7-s6zgs3MK-VxUNfGg/s752/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="156" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhx7skME1muyylZr_feQi_oWE2RNsOkdKEVJMdnZg0MBDtV9yF4GInMyRZpDipfU6L0iI7yk8HJir30uB0B_TAjhcjv1eR7ZZQmvt-i8SKHpPioNfW6WgZu-aKi6kJcYBqfsyg5F-G-R9ffSd6Y4QSPvYvzo2jrbQ6rk7gcS5_sD7-s6zgs3MK-VxUNfGg/w400-h156/Annblogdivs.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /></div><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for July 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-55776510080961923592023-08-06T20:37:00.002-06:002023-08-06T20:39:45.318-06:00Portfolio Update - July 2023<p><span style="font-family: verdana; font-size: medium;">The strike by workers at British Columbia ports was a major news event during July. The strike started on Canada Day and lasted almost 2 full weeks. A tentative agreement was reached and the workers had to still vote on the agreement.</span></p><p><span style="font-family: verdana; font-size: medium;">So activity started back at the ports and within a few days, the workers voted against the offer on the table. The workers went back on strike, but the federal government stepped in and declared the strike illegal. The strike was declared illegal this time as the workers did not give 72 hour strike notice.</span></p><p><span style="font-family: verdana; font-size: medium;">On August 4, the workers voted approximately 75% in favor of the new contract.</span></p><p><span style="font-family: verdana; font-size: medium;">This major labor distribution affected the entire country. </span></p><p><span style="font-family: verdana; font-size: medium;">In other news, wild fires continues across the country. </span></p><p><span style="font-family: verdana; font-size: medium;">Nova Scotia had to deal with wild fires a few months ago and then a massive flood about 2 weeks ago. If that was not enough, parts of the same area previously flooded were flooded again in the last couple of days. The Port of Halifax is the closest east coast port to Europe. </span></p><div><span style="font-family: verdana; font-size: medium;">The S&P500 was up <b>1.08%</b> over the past month. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">The S&P TSX Composite Index was up <b>2.04%</b> over the past month. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><div><b><span style="font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">On August 2, I added to my position in Bell Canada Enterprises (BCE.TO). I purchased 150 shares of Bell at $56.30 per share, for a total cost of $8450.12 including commissions. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Bell Canada currently pays a dividend of $0.9675 per share quarterly, or $3.87 per share annually. The yield on cost for this purchase is <b>6.87%</b>.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">This purchase adds <b>$580.50</b> to my annual dividend income.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;">On July 18, I purchased 125 shares of Telus Corporation (Ticker Symbol T.TO) at $23.60 per share for a total cost of $2954.95 including commissions. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Telus currently pays a dividend of $0.3636 CAD monthly, or $1.4544 CAD per unit annually. Therefore, the yield on cost for this purchase is </span><b style="font-family: verdana;">6.15%</b><span style="font-family: verdana;">.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">This purchase adds <b>$181.80</b> to my annual dividend income. </span></div><div><span style="font-family: verdana; font-size: medium;"><b><br /></b></span></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRIP</b></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">1 unit of BPF.UN.TO @ $16.70612 for a total cost of $16.71 (TFSA)</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $17.82099</span><span style="font-family: verdana;"> for a total cost of $17.82 (TFSA)</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">3 share of AQN.TO @ $8.1187USD for a total cost of $31.94 CAD</span><span style="font-family: verdana;"> (TFSA)</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">1 share of T.TO @ $25.8518 for a total cost of $25.85 (TFSA)</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="font-family: verdana;">1 share of TD.TO @ $86.80833 for a total cost of $86.81</span><span style="font-family: verdana;"> (TFSA)</span></span></div><div><span style="font-family: verdana;"><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-family: verdana; font-size: medium;">1.147694 shares of BNS.TO @ $65.27 CAD for a total cost of $74.91 (Transer Agent)</span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 CAD per unit monthly, or $1.284 CAD per unit annually. This drip adds <b>$1.28 CAD </b>to my annual dividend income. The yield on cost for this DRIP is <b>7.68%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Killam Properties REIT pays a distribution of $.058333 CAD per unit monthly, or $0.70 CAD per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.93</b></span><b style="font-family: verdana;">%</b><span style="font-family: verdana;">.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Algonquin (AQN.TO) pays a dividend of $0.1085 USD per share quarterly, or $0.434 USD per share annually. This drip adds <b>$1.30 USD</b> to my annual dividend income. This is equivalent to <b>$1.74 CAD</b>.<b> </b>The yield on cost using the Canadian dollar equivalent, for this DRIP is <b>5.45%</b>.</span></div><div><span style="font-family: verdana; font-size: medium;"><b><br /></b></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Telus Corporation (T.TO) pays a dividend of $0.3636 CAD per share quarterly, or $1.4544 CAD per share annually. This drip adds </span><b style="font-family: verdana;">$1.45 CAD</b><span style="font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white; font-family: verdana;">5.63%</b><span style="background-color: white; font-family: verdana;">.</span></span></span></div><div><span><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">TD Bank (TD.TO) pays a dividend of $0.96 CAD per share quarterly, or $3.84 CAD per share annually. This drip adds </span><b style="background-color: white; font-family: verdana;">$3.84 CAD</b><span style="background-color: white; font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span style="background-color: white;"><b style="font-family: verdana;">4.42%</b><span style="font-family: verdana;">.</span></span></span></div><div><span style="background-color: white;"><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="background-color: white;"><span style="font-family: verdana; font-size: medium;"><span style="font-family: verdana;">BNS (BNS.TO) pays a dividend of $1.06 CAD per share quarterly, or $4.24 CAD per share annually. This drip adds </span><b>$4.87 CAD</b><span style="font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span><b>6.50%</b></span>.</span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">There were no dividend increases in July 2023.</span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in July 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of August 6, 2023, the total value of the portfolio is $205655.67. This is a <span style="background-color: white;"><b>5.01%</b></span> increase over last month's total. </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$8740.70</b> in dividend income over the next 12 months. This is an increase of <b>$784.83 CAD , </b>or <b>9.86%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><br /></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, and AW.UN. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-75383793031143883962023-07-22T15:13:00.000-06:002023-07-22T15:13:04.689-06:00Dividend Income From Some Canadian Bloggers - June 2023<p><span style="font-family: verdana; font-size: medium;">During the month of June, the union workers at British Columbia ports voted to strike on Canada Day, if an agreement was not reached. The Ports of Vancouver is Canada's largest and busiest port and the Port of Prince Rupert is the third largest in Canada. </span></p><p><span style="font-family: verdana; font-size: medium;">The Port of Vancouver is served by both CP Rail and CN Rail, and only CN Rail serves the Port of Prince Rupert.</span></p><p><span style="font-family: verdana; font-size: medium;">Canada Day came without an agreement, and the union workers went on strike bringing activity to a halt at all ports in British Columbia.</span></p><p><span style="font-family: verdana; font-size: medium;">This strike affected the entire country.</span></p><p><span style="font-size: medium;"><span style="font-family: verdana;">Let's get to the list of dividend income from some Canadian bloggers for June 2023. Of course, I first want to mention my</span><span style="font-family: verdana;"> </span><span style="font-family: verdana;"><a href="https://investingpursuits.blogspot.com/2023/07/dividend-income-update-june-2023.html" target="_blank">own dividend income report</a><span>.</span></span></span></p><p><span style="font-family: verdana; font-size: medium;"><a href="https://www.reversethecrush.com/dividend-income-june-2023/" target="_blank">Reverse The Crush</a> received $144.11 in dividend income in June 2023. This is a 4% YoY increase. </span></p><p><span style="font-family: verdana;"><span style="font-size: medium;"><a href="https://www.passivecanadianincome.ca/june-2023-passive-income-canada-eh/" target="_blank">Passive Canadian Income</a> received $2532.70 in passive income from various sources. The amount of dividend income came in at $1172.37, and dripped 17 additional shares. </span></span></p><p><span style="font-family: verdana; font-size: medium;"><span><a href="https://www.myownadvisor.ca/june-2023-dividend-income-update/" target="_blank">My Own Advisor</a> and <a href="https://genymoney.ca/june-2023-dividend-income-update/" target="_blank">Gen Y Money</a> shared their individual dividend income updates with the world. Although their actual amount of dividend income received in June 2023 </span><span>is not mentioned, there is some great information in their respective posts. </span></span></p><p><span style="font-family: verdana; font-size: medium;"><a href="https://firewego.com/dividend-investing-strategy-for-financial-independence-jun-2023/#more-1157" target="_blank">Fire We Go</a> received $4332.66 in dividend income for the month of June 2023.</span><span style="font-family: verdana; font-size: medium;"> </span></p><p><span style="font-family: verdana; font-size: large;"><b>Conclusion:</b></span></p><p><span style="font-family: verdana; font-size: medium;">We all started with $0.00 of passive income and have grown our investments over time. Each "BUY" transaction can provide ongoing dividend income which may also be increased over time.<br /><br />In Canada and the United States, many brokerage accounts offer commission free trades and/or commission free ETFs. You can get started on your investing journey with very little money.</span></p><p><span style="font-family: verdana; font-size: medium;"><span><i style="background-color: white;"><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on thei<span><span>r</span></span></span></i></span> <span style="color: #999999;"><i>financial situation and tolerance for risk.</i></span></span></p>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-81890932851301068202023-07-17T05:31:00.000-06:002023-07-17T05:31:00.130-06:00Dividend Income Update - June 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of June 2023 is another month of dividend income landing in my accounts.</span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYKNpXbeSdMM9XaAfNmq0OXtoiZN_9-GZs2jhUpyDtHxC5ZH8oL-BZpCndtguMrjlQtV06B5OgyALZ_CJnmOOiz3rqL2ynx85SjzxQsyOn-ScaW_Wn5v6GfF5ZCAoc2dsAfLFw0ktRODUQUnNj6W8OijDQnSFrWrruu_OsUFWMgI3ST__WIKK3IGkImCY/s963/Dividends_July2023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="653" data-original-width="963" height="854" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYKNpXbeSdMM9XaAfNmq0OXtoiZN_9-GZs2jhUpyDtHxC5ZH8oL-BZpCndtguMrjlQtV06B5OgyALZ_CJnmOOiz3rqL2ynx85SjzxQsyOn-ScaW_Wn5v6GfF5ZCAoc2dsAfLFw0ktRODUQUnNj6W8OijDQnSFrWrruu_OsUFWMgI3ST__WIKK3IGkImCY/w464-h854/Dividends_July2023.png" width="464" /></a></div><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div></div><div><div class="separator" style="clear: both; text-align: left;"><br /></div></div><div><span style="font-family: verdana; font-size: medium;"><span>I received a total of</span><span> </span><b>$668.79</b><span> </span><span>in dividend income for the month of June 2023.</span><span> </span><span style="background-color: white;">This represents a <b>2.77%</b> decrease from 3 months ago and <b>11.30%</b> increase year over year.</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">The decrease in from 3 months ago is the reduction was due to Shaw Communications was officially acquired by Rogers Communications. Therefore, there is no more Shaw Communications dividends.</span></span></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>12</b> different companies.</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I received <b>$0.00</b> in option premiums within my investment accounts in June 2023.<br /><br />Below is a visual of my dividend totals for the last<span style="background-color: white;"> 5 years.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;"><br /></span></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVr6CuXfuyPFMNFH819DAxgd77gcmhvls4lIZFgOLrhdDIbQHAkIiodXDSltxlJCT-oXi2gvuHp08I26KkEf-tGLMbkzBE8CCtfp21XXVfa-LhKkc94W0zzp_UkCOQ38h9jkSAzWOx7IRXr4RN1fEs0o_jTh2UMfgyfXWVYFJstOP0xvl5n-OQSafR2Gg/s480/DividendTotals.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVr6CuXfuyPFMNFH819DAxgd77gcmhvls4lIZFgOLrhdDIbQHAkIiodXDSltxlJCT-oXi2gvuHp08I26KkEf-tGLMbkzBE8CCtfp21XXVfa-LhKkc94W0zzp_UkCOQ38h9jkSAzWOx7IRXr4RN1fEs0o_jTh2UMfgyfXWVYFJstOP0xvl5n-OQSafR2Gg/w400-h240/DividendTotals.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Most of my dividend income comes from my margin account. As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing. </span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpd3qDkTHdTJrwpPchzPRuiJICQo4qkmZkvxIM51yk_5aG_U3Uv_M5P6G-ZbZjKU2NQHOl4JJNuEGLfCXj4UFVSUPHcdq8N_42Fmr-n_SAZ0blcso-UrD2c6CAWtQGSqw507sQwesCfdKBeqg5lF16HXLwfmHPl39TfTGtcyNazFzCP-Aq8YHd_QN56sU/s543/chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpd3qDkTHdTJrwpPchzPRuiJICQo4qkmZkvxIM51yk_5aG_U3Uv_M5P6G-ZbZjKU2NQHOl4JJNuEGLfCXj4UFVSUPHcdq8N_42Fmr-n_SAZ0blcso-UrD2c6CAWtQGSqw507sQwesCfdKBeqg5lF16HXLwfmHPl39TfTGtcyNazFzCP-Aq8YHd_QN56sU/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: medium;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG1GtJyX5PGgDu0u37ztQmy2oB62mEtl_d7AeVL_QbcnmSL9UAO58OJyAKi8O6XKK6luxr0Qy9OHZbGlGU47NTMeHLJ8oVup5o8eSPbtuP4NW-vi2Qyx3TKrMP7jVkNEyXaGCvL9ttr3W1n2V3KqtPMPkfWdR1EMCk81kND892iUytVqhb8R6Oe9vTQoc/s648/chart%202.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG1GtJyX5PGgDu0u37ztQmy2oB62mEtl_d7AeVL_QbcnmSL9UAO58OJyAKi8O6XKK6luxr0Qy9OHZbGlGU47NTMeHLJ8oVup5o8eSPbtuP4NW-vi2Qyx3TKrMP7jVkNEyXaGCvL9ttr3W1n2V3KqtPMPkfWdR1EMCk81kND892iUytVqhb8R6Oe9vTQoc/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first six months of 2022, I received $3304.05 in dividends. In the first six months of 2023, I received $3872.59 in dividends. This is an increase of </span><span style="font-family: verdana;"><b>17.21%</b><span> YTD in 2023 over the same period of 2022.</span></span></span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigtv0adkkVZ18nYtJsivDhO3OSrkm1UCv3nxotlhPGcEPsEOb_Umia4XJ5GAlJr5zhr7pJ41omj1-VD75Vg-aslC17OWXXWTXG5K6OAz3BKM7b1Q9CKisrCMAhC3P9SsFv_rdwxVsYSKr1gqSoltovWhZTO4cQwYRGdtOh_VqIHC9tAwSxo9iLUD7WPs0/s1174/Annblogdivs.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="455" data-original-width="1174" height="217" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigtv0adkkVZ18nYtJsivDhO3OSrkm1UCv3nxotlhPGcEPsEOb_Umia4XJ5GAlJr5zhr7pJ41omj1-VD75Vg-aslC17OWXXWTXG5K6OAz3BKM7b1Q9CKisrCMAhC3P9SsFv_rdwxVsYSKr1gqSoltovWhZTO4cQwYRGdtOh_VqIHC9tAwSxo9iLUD7WPs0/w400-h217/Annblogdivs.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br /></span><span style="font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for June 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-51769213836849973442023-07-09T05:00:00.034-06:002023-07-09T09:59:09.174-06:00Portfolio Update - June 2023<p><span style="font-family: verdana; font-size: medium;">T<span>he month of June 2023 is now behind us.</span></span></p><div><span style="font-family: verdana; font-size: medium;">The prices of groceries continue to rise. Lots of reasons for the high rate of inflation. The governments printing money around the world to help low income citizens. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">In Canada, the government just paid out the grocery rebate to low income Canadians. This rebate was based on the 2021 tax year. If you received GST rebate checks starting in July 2022, then you would receive the grocery rebate. </span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">This one time government rebate cost the government 11 million dollars. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">The government basically it would be double the GST rebate for January 2023. January is the 3rd quarterly payment for the 2021 tax year.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">In Alberta, the United Conservative Party (UCP)promised suspend the provincial fuel tax of $0.13 per liter , if re-elected. The UCP honored that promise.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">At the time of this writing, the workers at British Columbia ports are on strike since Canada Day. British Columbia has 2 of the 3 major ports in Canada, which are Port of Vancouver and Port of Prince Rupert. CN Rail serves both ports and Canadian Pacific Kansas City serves Port of Vancouver.</span></div><div><span style="font-family: verdana;"><br /></span><b><span style="font-family: verdana; font-size: medium;">Portfolio Activity</span></b></div><div><span style="font-family: verdana;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;"><i>Margin Account Activity</i></span></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><div><span style="font-family: verdana; font-size: medium;">There has been no activity in this account in June 2023</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><i><span>TFSA Activity</span></i><br /></span></div></div><div><span style="font-family: verdana; font-size: medium;"><i><br /></i></span></div><div><span style="font-family: verdana; font-size: medium;">On June 15, I purchased 100 units of Riocan REIT (Ticker Symbol REI.UN) at $19.60 per unit for a total cost of $1964.95 including commissions. This is my first ever buy of Riocan REIT.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Riocan REIT currently pays a dividend of $0.09 CAD monthly, or $1.08 CAD per unit annually. Therefore, the yield on cost for this purchase is </span><b style="font-family: verdana;">5.50%</b><span style="font-family: verdana;">.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">This purchase adds <b>$108.00</b> to my annual dividend income. </span></div><div><span style="font-family: verdana; font-size: medium;"><b><br /></b></span></div><div><div><span style="background-color: white; font-family: verdana; font-size: medium;"><b>Shares Purchased Via DRIP</b></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">1 unit of BPF.UN.TO @ $16.50692 for a total cost of $16.51 (TFSA)</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">1 unit of KMP.UN @ $17.72099</span><span style="font-family: verdana;"> for a total cost of $17.72 (TFSA)</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">2 share of ERF.TO @ $18.96194 for a total cost of $37.92</span><span style="font-family: verdana;"> (Margin)</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">6 share of TTNM.TO @ $2.40 for a total cost of $14.40 (TFSA)</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="font-family: verdana;">1 share of MFC.TO @ $24.96856 for a total cost of $24.97</span><span style="font-family: verdana;"> (TFSA)</span></span></div><div><span style="font-family: verdana;"><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="font-family: verdana;"><span style="font-family: verdana; font-size: medium;">1 unit of BEP.UN @ $29.41625 USD for a total cost of $38.99 (TFSA)</span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;">Boston Pizza</span> Royalties Income Fund (BPF.UN.TO) pays a distribution of $0.107 per unit monthly, or $1.284 per unit annually. This drip adds <b>$1.28 CAD </b>to my annual dividend income. The yield on cost for this DRIP is <b>7.78%</b>.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Killam Properties REIT pays a distribution of $.058333 per unit monthly, or $0.70 per unit annually. This drip adds <b>$0.70 CAD</b> to my annual dividend income. The yield on cost for this drip is <b>3.95</b></span><b style="font-family: verdana;">%</b><span style="font-family: verdana;">.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Enerplus (ERF.TO) pays a dividend of $0.055 USD per share quarterly, or $0.22 USD per share annually. This drip adds <b>$0.44 USD</b> to my annual dividend income. This is equivalent to <b>$0.58 CAD</b>.<b> </b>The yield on cost using the Canadian dollar equivalent, for this DRIP is <b>1.529%</b>.</span></div><div><span style="font-family: verdana; font-size: medium;"><b><br /></b></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;">Titanium Transportation Group (TTNM.TO) pays a dividend of $0.02 per share quarterly, or $0.08 CAD per share annually. This drip adds </span><b style="font-family: verdana;">$0.48 CAD</b><span style="font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span><b style="background-color: white; font-family: verdana;">3.33%</b><span style="background-color: white; font-family: verdana;">.</span></span></span></div><div><span><span style="background-color: white; font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">Manulife Financial Corporation (MFC.TO) pays a dividend of $0.365 CAD per share quarterly, or $1.46 CAD per share annually. This drip adds </span><b style="background-color: white; font-family: verdana;">$1.46 CAD</b><span style="background-color: white; font-family: verdana;"> to my annual dividend income. The yield on cost for this DRIP is </span><span style="background-color: white;"><b style="font-family: verdana;">5.85%</b><span style="font-family: verdana;">.</span></span></span></div><div><span style="background-color: white;"><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span style="background-color: white;"><span style="font-family: verdana; font-size: medium;">Brookfield Renewable Partners LP (BEP.UN) pays a dividend of $0.3375USD per share quarterly, or $1.35 USD per share annually. This drip adds <b>$1.35USD</b> to my annual dividend income. At the time of this writing, this is equivalent to <b>$1.79</b> in Canadian Dollars. The yield on cost, using the Canadian dollar equivalent, is <b>4.60%</b>.</span></span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">My Enbridge position directly with the transfer agent is set up to DRIP. Around November 2018, Enbridge stopped their DRIP program. If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically. </span><br /></span><span style="font-family: verdana;"><span><span face=""><b><br /></b></span><span face="" style="font-size: medium;"><b>Dividend Increases</b></span></span></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div><span style="font-size: medium;">There were no dividend increases in June 2023.</span></div><div><br /></div></span></div><div><span style="font-family: verdana;"><span face="" style="font-size: medium;"><b>Dividend Decreases</b></span></span></div><div><span style="font-family: verdana;"><span face=""><span face=""><b><br /></b></span></span></span></div><div><span style="font-family: verdana; font-size: medium;">There were no dividend decreases in June 2023. </span></div><div><br /></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><b>Summary:</b></span><span style="font-family: verdana;"> </span></span></div><div><span><span style="font-family: verdana;"><span face=""><br /><span style="font-size: medium;"><span face="">As of July 9, 2023, the total value of the portfolio is <b>$195843.90</b>. This is a <span style="background-color: white;"><b>0.749%</b></span> increase over last month's total. </span><br /><br /></span></span></span><span style="font-family: verdana; font-size: medium;">The portfolio is estimated to produce an estimated <b>$7955.87</b> in dividend income over the next 12 months. This is an increase of <b>$83.47 CAD , </b>or <b>1.060%</b>. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.</span></span></div><div><span><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span><span style="font-family: verdana; font-size: medium;">This monthly increase seems off by a lot. Apparently, I had ERF annual dividend rate of $0.24USD instead of the actual dividend rate of $0.22 USD. With owning 768 shares, the difference is $20.42 in dividends using the exchange rate at the time of this writing. </span></span></div><div><span><span style="font-family: verdana; font-size: medium;"><br /></span></span></div><div><span><span style="font-family: verdana; font-size: medium;">Googlesheets is still not operating properly. So, I had to manually enter the market value for the REITS, BEP.UN, BPF.UN, AW.UN and Fortis. </span></span></div><div><span style="font-family: verdana; font-size: medium;"> </span></div><div><span style="font-family: verdana; font-size: medium;">Please Note: Positions in Enerplus Corporation (ERF.TO), Restaurant Brands International (QSR.TO) , Intertape Polymer Group (ITP.TO), Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO) pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /><span face="">Disclosure: Long aforementioned stocks</span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"> <br /><span style="color: #999999;"><i><span face="">DISCLAIMER</span><br /><br /><span face="">I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financial decisions based on their financial situation an</span></i></span></span><i><span style="color: #999999; font-family: verdana;">d tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0tag:blogger.com,1999:blog-4759468628055368786.post-22373922623158617622023-06-25T10:42:00.000-06:002023-06-25T10:42:41.564-06:00Net Worth Update - June 25 2023<p><span style="font-family: verdana; font-size: medium;"> <span>Today is June 25, 2023. Although passive income through dividends and option premiums is my focus when it comes to investing, I decide to do a post about my current net worth.</span></span></p><div><span style="font-family: verdana;"><span style="font-size: medium;">What is net worth? Simply put, net worth is calculated by adding up all assets and subtracting the total of all liabilities. Net worth is sometimes referred to as shareholder's equity. Assets and liabilities are part of the balance sheet.<br /></span><br /><b><span style="font-size: large;">Assets</span></b><br /><br /><span style="font-size: medium;"><b><i>Savings</i></b><br /><br />The savings section is currently into 3 segments. The 3 parts are a "high" interest savings account, savings account, and an "investment" savings account.<br /><br />The TFSA savings account was with Tangerine. I was frustrated with getting such a low interest rate with Tangerine. I took the money out and placed it in non-registered high interest rate savings account with EQ Bank. Unfortunately, the account did not disappear as interest was earned in the TFSA with Tangerine for the month I transferred the balance. The balance is <b>$0.18</b>. With a value this low, I do not even earn interest as the balance so low. <br /><br />On June 25</span></span><span style="font-size: medium;"><span style="font-family: verdana;">, 2023, the value of the savings account with EQ Bank is </span><b style="font-family: verdana;">$4089.82</b><span style="font-family: verdana;">. As of the time of this writing, the interest rate for EQ Bank is currently sitting at 2.50%. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br />The stock and ETF investment involves a stock and an ETF that I hold within my margin account. I keep the dividends and distributions received separate from the dividends I post in my dividend income updates.<br /><br />On June 6, I purchased 42 additional shares of Transalta Renewables at $11.70 for a total cost of $496.50 including commissions.</span></div><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I own 100 units of Bank of Montreal's Canadian High Dividend Covered Call ETF (ZWC.TO). I received a total of $261.64 in total distributions as of June 25, 2023.</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I own 83 units of Transalta Renewables (ticker symbol RNW.TO). Transalta Renewables pays a monthly dividend of $0.07833 per share. I received a total of $64.20 in total dividends as of June 25, 2023.<br /><br />On June 25, 2023 , the current value of this "stock / ETF account" is <b>$2895.34. </b>I have earned a total of<b> $415.25</b> in total dividends/distributions in this account. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span><div><span style="font-size: medium;"><span style="font-family: verdana;">Overall, the savings total is <b>$6985.34</b></span><b style="font-family: verdana;"> </b><span style="font-family: verdana;">. </span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><i><b style="background-color: white;">Non-registered Accounts</b></i><br /><br />The non-registered accounts consist of a margin account and 2 stocks held directly with the transfer agents. The margin account is with Questrade. The total value is <b>$116005.87</b> as of June 25, 2023. This is an increase of <b>2.27%</b> since the last published net worth post.<br /><br /><br /><b><i>TFSA Investing Account</i></b><br /><br />The TFSA investing account balance is <b>$75547.39</b> as of June 25, 2023. This account is with Questrade. This is an increase of <b>6.79%</b> since the last published net worth post.<br /><br /><b><i>Trading Account</i></b><br /><br />The trading account is with Questrade. There is an active trade on in this account as of the time of this writing. As of June 25, the value of this account is <b>$5123.59</b></span></span><span style="font-family: verdana; font-size: large;">.</span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /><b><i><span>RRSP</span></i></b><br /><br />As of June 25, 2023, I own 21 shares of CP Rail (Ticker Symbol CP.TO) , 119 units of XAW, 49 shares of Alimentation Couche-Tard (ATD.B.TO), and 73 shares of Canadian National Railway (CNR.TO). The 73 shares of Canadian National were purchased during the last 3 months.</span></span></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">The value of this account as of June 25, 2023 is<b> $20697.34</b></span><span style="font-family: verdana;">. This is an increase of </span><b style="font-family: verdana;">1.236%</b><span style="font-family: verdana;"> from March 25, 2023.</span></span></div><div><span style="font-size: medium;"><span style="font-family: verdana;"><br /></span></span></div><div><span style="font-family: verdana;"><b><span style="font-size: large;">Summary of Assets</span></b><br /><br /><span style="font-size: medium;">Total Savings : $6985.34<br />Non-Registered accounts : $116005.87<br />TFSA Investing : $75547.39<br />Trading Account: $5123.59<br />RRSP Savings Account: $20697.34<br /><br />Total Assets = <b>$224359.53</b> (increase of <b>4.32%</b> from 3 months ago)</span><br /><br /><b><span style="font-size: large;">Liabilities</span></b><br /><br /><span style="font-size: medium;">The balance on my line of credit is <b>$0.00</b>. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I owe <b>$0.00</b> in my margin account. The margin is in the Canadian dollar account within my margin account in Questrade. The USD account in Questrade has a positive cash balance.</span></div><div><br /></div><div><span style="font-family: verdana; font-size: large;"><b>Summary of Liabilities</b></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Credit Line = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;">Margin = $0.00</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">Total Liabilities = <b>$0.00</b><br /></span><br /><span style="font-size: large;"><b>Conclusion</b></span><br /><br /><span style="font-size: medium;">On June 25, 2023, my net worth is <b>$224359.33</b> . This is an increase of <b>$9494.20</b>, or <b>4.42%</b>, from 3 months ago.<br /><br />The market continues to go up and down. During the last 3 months, we have seen the rise of inflation and the fears of a recession continue to take hold. </span></span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgd1QjtR1ci8FCvlxs1H9hiCBMwxf7KbA2_V0ooearh5pOBm_y-ebT5srzyNm7ibFso8nBeVDrpVOi5jmfA2Sj9F9qW4HPP11KfhhPK7CLH4t9GqeQo9qEiRD_ocuGLAIMRVMJdYGkAXNUD8fRgXFdzyrJEyuHPAa0BDq7Y7jJsK4zToATR7wzkbhm4iQA/s600/Net%20Worth%20vs%20Time(1).png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="371" data-original-width="600" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgd1QjtR1ci8FCvlxs1H9hiCBMwxf7KbA2_V0ooearh5pOBm_y-ebT5srzyNm7ibFso8nBeVDrpVOi5jmfA2Sj9F9qW4HPP11KfhhPK7CLH4t9GqeQo9qEiRD_ocuGLAIMRVMJdYGkAXNUD8fRgXFdzyrJEyuHPAa0BDq7Y7jJsK4zToATR7wzkbhm4iQA/w400-h248/Net%20Worth%20vs%20Time(1).png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">To read the eleventh net worth update, click <a href="https://investingpursuits.blogspot.com/2022/06/net-worth-update-june-25-2022.html" target="_blank">here</a>. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana;"><span style="font-size: medium;">To read the twelfth net worth update, click <a href="https://investingpursuits.blogspot.com/2022/09/net-worth-update-june-24-2022.html" target="_blank">here</a>. </span></span></div><div><br /></div><div><span style="font-family: verdana; font-size: medium;">To read the thirteenth net worth update, click<a href="https://investingpursuits.blogspot.com/2022/12/net-worth-update-december-24-2022.html" target="_blank"> here</a>. </span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">To read the fourteenth net worth update, click <a href="https://investingpursuits.blogspot.com/2023/03/net-worth-update-march-25-2023.html" target="_blank">here</a>. </span></div><div><span style="font-family: verdana;"><span style="font-size: medium;"><br />Disclosure: - Long all aforementioned stocks<br /> <br /><br /></span><i><span style="color: #666666;"><span style="font-size: medium;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk</span>.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com1tag:blogger.com,1999:blog-4759468628055368786.post-14428042122698261432023-06-10T13:45:00.001-06:002023-07-15T21:03:04.626-06:00Dividend Income Update - May 2023<p> </p><p><br /></p><div style="text-align: center;"><a href="https://www.blogger.com/#"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgg2V8556l0Eatzm73iktQGVVI-rB5XTJhDqTvWKPqK_fdxksgnsZOlMpVfNWs_dusBcCwm1ST-_pOUEmzOEf0I1RUoxpBBfjsb6_O8oobx9y9saOkfmhmKkH9qidhgvAMgOihkmRvDQtU/w400-h253/money+incease.jpg" width="400" /></a></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><a href="https://www.blogger.com/#"></a></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: center;"><br /></blockquote><p><span style="font-family: verdana; font-size: medium;"><br style="font-family: "Times New Roman"; font-size: medium;" /><span style="font-family: verdana; font-size: medium;">The month of May 2023 is another month of dividend income landing in my accounts.</span></span></p><span style="font-family: verdana; font-size: medium;">Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings. The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!</span><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">Update on paying myself first. At the start of August 2022, I now pay myself 35%. This will consist of 25% to investing and 10% to savings. <br /><br />Note: All the dividends and totals below are in Canadian Dollars</span></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9axLkDynMthTMmXZHKcT1e5ZyuHJ7oba5QpzA97C9YHzssAA8pzv_6p9mElttzTJWuwtCUbnWJjKNWm12_tg_vX_94yaPe-EjKpmOHPnjCt-hVrkf-7l3bq9B4b1dDbQdOMZ0o-8LAGY-wp1_raxJDv6UQfXfJVZhH9_us73tgrx66_mecTz_RyvJ/s773/Dividends_June2023.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="485" data-original-width="773" height="644" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9axLkDynMthTMmXZHKcT1e5ZyuHJ7oba5QpzA97C9YHzssAA8pzv_6p9mElttzTJWuwtCUbnWJjKNWm12_tg_vX_94yaPe-EjKpmOHPnjCt-hVrkf-7l3bq9B4b1dDbQdOMZ0o-8LAGY-wp1_raxJDv6UQfXfJVZhH9_us73tgrx66_mecTz_RyvJ/w459-h644/Dividends_June2023.png" width="459" /></a></div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><br /></div></div><div><span style="font-size: medium;"><span style="font-family: verdana;">I received a total of</span><span style="font-family: verdana;"> </span><b style="font-family: verdana;">$347.52</b><span style="font-family: verdana;"> </span><span style="font-family: verdana;">in dividend income for the month of May 2023.</span><span style="font-family: verdana;"> </span><span style="background-color: white; font-family: verdana;">This represents a <b>4.71%</b> decrease from 3 months ago and <b>2.67%</b> increase year over year.</span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;"><br /></span></span></div><div><span style="font-size: medium;"><span style="background-color: white; font-family: verdana;">The decrease in from 3 months ago is the reduction was due to Shaw Communications was officially acquired by Rogers Communications. Therefore, there is no more Shaw Communications dividends.</span></span></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-size: medium;"><br /></span></div></blockquote></blockquote><div><span style="font-family: verdana; font-size: medium;">I received dividend / distribution income from <b>7</b> different companies.</span><div><span style="font-size: medium;"><br /></span></div><div><span style="font-family: verdana; font-size: medium;">I received <b>$0.00</b> in option premiums within my investment accounts in May 2023.<br /><br />Below is a visual of my dividend totals for the last<span style="background-color: white;"> 5 years.</span></span></div><div><span style="font-family: verdana; font-size: medium;"><span style="background-color: white;"><br /></span></span></div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpb5U1NAW4wVRKU3Px1RkzTGjlvIXx_GgjC6puNKgpmMnRRE1TLlOLiqtzhgCq87R6tGHKjeU77BWF6485Ib-PopJJkK0ajPE7bPu12Y9hyF0DZjcWG6oh6lszTBLFP-mz0E9E6mV4nh3bGdt0h2f-6BGOrI7NxyONH2PF_hiHlDtqp8CWISKJdPI-/s480/DividendTotals.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="288" data-original-width="480" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpb5U1NAW4wVRKU3Px1RkzTGjlvIXx_GgjC6puNKgpmMnRRE1TLlOLiqtzhgCq87R6tGHKjeU77BWF6485Ib-PopJJkK0ajPE7bPu12Y9hyF0DZjcWG6oh6lszTBLFP-mz0E9E6mV4nh3bGdt0h2f-6BGOrI7NxyONH2PF_hiHlDtqp8CWISKJdPI-/w400-h240/DividendTotals.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><br /><div><br /></div><div><br /></div><div><span style="font-family: verdana; font-size: large;">Most of my dividend income comes from my margin account.</span></div><div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLaHvBVEJfuRLggtZxUB8hKuToeI2fsHAboknYn56m5bG85WYqknEN55fuEzVTAjVm5qGQjDxAuBjkPAcaueiFVX9mfmvXm6oMwP_i2YCQXtpOC60RQyvbxovCY_NSQ3iXHFa4TShgh29uzD5azZ2T_zbTyQAbaftDndJ-HdlclbYuXOw5w_TpVTbY/s543/chart.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="286" data-original-width="543" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLaHvBVEJfuRLggtZxUB8hKuToeI2fsHAboknYn56m5bG85WYqknEN55fuEzVTAjVm5qGQjDxAuBjkPAcaueiFVX9mfmvXm6oMwP_i2YCQXtpOC60RQyvbxovCY_NSQ3iXHFa4TShgh29uzD5azZ2T_zbTyQAbaftDndJ-HdlclbYuXOw5w_TpVTbY/w400-h211/chart.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge<br /><br /></td></tr></tbody></table><br /><div><br /></div><div><span style="font-family: verdana; font-size: large;">Next, I will show the percentage of total income for each position.</span></div></div><div><span style="font-family: verdana; font-size: medium;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMW_2WEBTu8usSnYePfYnEpPGBXQWoTjOb25-dkU0kuKr71FpdNH50oSdbmUBJBE7KLciMYr4UKPmn0foqXWQScmr-CPt72upGmECl5-kQAX_HiX605YV31ilhyEFHAjUy_nR921KXxoxcm3uouADsM02lj8mVJrRRRlvsuKtVxE-h47TfjNH1rNeY/s648/chart%202.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="468" data-original-width="648" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMW_2WEBTu8usSnYePfYnEpPGBXQWoTjOb25-dkU0kuKr71FpdNH50oSdbmUBJBE7KLciMYr4UKPmn0foqXWQScmr-CPt72upGmECl5-kQAX_HiX605YV31ilhyEFHAjUy_nR921KXxoxcm3uouADsM02lj8mVJrRRRlvsuKtVxE-h47TfjNH1rNeY/w400-h289/chart%202.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge</td></tr></tbody></table><div><br /></div><div><br /></div><div><span style="font-size: medium;"><span style="font-family: verdana;">In the first five months of 2022, I received $2703.16 in dividends. In the first five months of 2023, I received $3203.80 in dividends. This is an increase of </span><b style="font-family: verdana;">18.52%</b><span style="font-family: verdana;"> YTD in 2023 over the same period of 2022.</span></span></div></div><div><div><span style="font-family: verdana; font-size: medium;"><div><br /></div><div>The graph below shows my total dividend income, as per the blog, since 2012. </div><div><br /></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhigJRWD-HNXE_3D5QySw7hy_CfCPgkqTuQmwIvPxVyE1aGE3juvHYKFVSxv-41Tww7awA6IUxsx_PVqmm6vVoWj0NX7O12nYzwYF7wYRf6dKpJ0XVy-54i35gYXdAm2o-LlVbLS6xHkiDBBP2Lz3z4A-o9q2x7n4dHQ60Dv48gBAJ5MqsPfo6kCjTU/s752/Annblogdivs.png" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="293" data-original-width="752" height="210" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhigJRWD-HNXE_3D5QySw7hy_CfCPgkqTuQmwIvPxVyE1aGE3juvHYKFVSxv-41Tww7awA6IUxsx_PVqmm6vVoWj0NX7O12nYzwYF7wYRf6dKpJ0XVy-54i35gYXdAm2o-LlVbLS6xHkiDBBP2Lz3z4A-o9q2x7n4dHQ60Dv48gBAJ5MqsPfo6kCjTU/w400-h210/Annblogdivs.png" width="400" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Click To Enlarge<br /><br /></td></tr></tbody></table><div><br /></div><div>I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.</div></span></div><div><span style="font-size: medium;"><br /></span><span style="font-family: verdana; font-size: medium;">Note: Any activity in my RRSP account is not included in these totals.<br /><br /><i>How was your dividend income for May 2023?<br /></i><br />Disclosure : Long all mentioned securities<br /><br /><i><span style="color: #999999;">DISCLAIMER<br /><br />I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.<br /><br />Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.</span></i></span></div></div>Investing Pursuitshttp://www.blogger.com/profile/01851866027370474576noreply@blogger.com0