Dividend Income Update - June 2025

                             

The month of June 2025 is another month of dividend income landing in my accounts. 

Due to becoming debt free, I changed my pay myself model. Starting the beginning of August 2021, I am paying myself 30%, just like before. This will now consist of 24% to investing, and 6% to savings.  The investment portion is going to my TFSA. Any money left over at the end of the month, I put towards investing on top of the money allocated from paying myself first. Hopefully, I can keep this up!

Update on paying myself first. At the start of August 2022, I now pay myself 35%.  This will consist of 25% to investing and 10% to savings. 

At the start of January 2024, I allocated 27% to investing and 10% to savings. 

Starting July 2024, I started allocating 30% to investing and 10% savings.

Note: All the dividends and totals below are in Canadian Dollars

I received a total of $1005.31 in dividend income for the month of June 2025. This represents a 0.095% decrease  from 3 months ago and a 5.85% decrease year over year.

I received dividend / distribution income from 14 different companies.

I received $0.00 in net option premiums within my investment accounts in June 2025.  I did have a short put option, which was sold in May 2025, expire worthless in the month of June.  

Below is a visual of my dividend totals for the last 5 years.

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Most of my dividend income usually comes from my margin account.  As more investments and DRIPs are made inside TFSA, the percentage of dividend income for the TFSA is increasing.  In fact, the percentage of monthly dividend income is over 50% tax free for the month of June 2025.

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Next, I will show the percentage of total income for each position.

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In the first half of 2024, I received $5302.92 in dividends. In the first half of 2025, I received $6338.62 in dividends. This is an increase of 19.53% in 2025 over the same period in 2024. 

The graph below shows my total dividend income, as per the blog, since 2012. 

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I will update my dividend income tab with the new amount. I will include my option premium income also. It is great to see money from passive income sources deposited into my brokerage account every single month.

Note: Any activity in my RRSP account is not included in these totals.

How was your dividend income for June 2025?

Disclosure : Long all mentioned securities

DISCLAIMER

I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice.

Every individual should do their due diligence to make their own financial decisions based on their financial situation and tolerance for risk.