Portfolio Update - August 2025

The month of August 2025 as ended and it was quite the month! 

On August 18th, Pierre Poilievre won the by-election in Battleford-Crowfoot in Alberta.  This allows him to return to parliament as leader of the opposition.  This could be a beneficial if the two major parties are willing to come together to help Canada. 

In Canada, they have been major wildfires in several provinces that are affecting people lives and the transportation of goods across the country.  

Recently in Canada, the unemployment rate  in Canada was over 7%.  Things are slowing down and people are more cautious of spending money due of rising costs of everything.   

The S&P500 was up 2.15% over the past month.  In the last 5 days, the S&P500 was down 0.12%. 

The S&P TSX Composite Index was up 4.05% over the past month.  In the last 5 days S&P TSX Composite Index was up 2.23% over the last 5 days.

Portfolio Activity

Margin Account Activity

There has been no activity in this account since the last update.

TFSA Activity

On August 19 ,  I purchased 9 units of Harvest Diversified High Income Shares ETF (HHIS.TO) at $12.69 per unit for total cost of $114.21 including commissions.  Currently, Harvest Diversified High Income Shares ETF  pays and annual dividend of $3.00 per unit.  The distribution is paid monthly.  The yield on cost for this purchase is 23.6%.

This purchase adds $27.00 to my annual dividend income. 

On August 21 ,  I purchased 5 units of Harvest Diversified High Income Shares ETF (HHIS.TO) at $12.55 per unit for total cost of $62.75 including commissions.  The yield on cost for this purchase is 23.9%.

This purchase adds $15.00 to my annual dividend income. 

On August 29 ,  I purchased 10 units of Harvest Diversified High Income Shares ETF (HHIS.TO) at $12.43 per unit for total cost of $124.30 including commissions.  The yield on cost for this purchase is 24.13%.

This purchase adds $30.00 CAD to my annual dividend income. 

On August 14, 2025, I purchased 2 shares of Canadian National Railway (CNR.TO) at $127.60 for a total cost of $255.20 .  Currently, Canadian National Railway pays an annual dividend of $3.55 CAD per share.  The yield on cost for this purchase is 2.78%.  This purchase added to my Canadian National Railway position inside my TFSA. 

This purchase adds approximately $7.10 CAD to my annual dividend income.

Shares Purchased Via DRIP

1 unit of KMP.UN  @ $17.6013  for a total cost of $17.60 CAD (TFSA)

1 unit of REI.UN @ $17.83935 for a total cost of $17.84 CAD (TFSA)

1 unit of SRU.UN @ $26.54696 for a total cost of $26.55 (TFSA)

3 shares of EMA.TO @ $65.63912 for a total cost of $196.92 CAD (Margin)

1 shares of FTS.TO @ $68.20004 for a total cost of $68.20 (TFSA)

1 unit of BPF.UN @ $21.65923 for a total cost of $21.66 (TFSA)

I have some other positions with the DRIP turned on but might not have enough of a dividend to purchase a whole share. 

My Enbridge position directly with the transfer agent is set up to DRIP.  Around November 2018, Enbridge stopped their DRIP program.  If Enbridge decides to start a DRIP, then my shares will start to DRIP again automatically.  

Dividend Increases

On August 14th, Boston Pizza Royalties Income Fund increased their distribution from $0.115 to $0.12 per unit monthly, or from $1.38 to $1.44 per unit annually.  This is an increase of 4.35%.

I owned 319 units of Boston Pizza Royalties Income Fund at the time of this increase.  This increase adds $19.14 CAD to my annual dividend income.

Dividend Decreases

There has been no dividend decreases in August 2025.

Summary: 

As of September 6, 2025, the total value of the portfolio is $298773.48 CAD. This is a 5.07% increase over last month's total.

The portfolio is estimated to produce an estimate $13013.71 CAD in dividend income over the next 12 months. This is an increase of $118.40 CAD , or 0.918%. Some of the dividends in the Canadian stocks section are paid in US dollars, which are converted to Canadian dollars.

Googlesheets is still not operating properly.  So, I had to manually enter the market value for the REITS, BEP.UN, and BPF.UN.

Dividend increases or decreases announced already for April 2025, will be included in the next portfolio update. 

 

Please Note: Positions in Restaurant Brands International (QSR.TO),  Brookfield Renewables Corporation (BEPC.TO), and Algonquin Power and Utilities (AQN.TO)  pay dividends in US dollars. Brookfield Renewables Partners (BEP.UN) pays distributions in US dollars. My investment tab spreadsheet displays the Canadian dollar equivalent within 15 to 20 minutes of real time. 

Disclosure: Long aforementioned stocks

DISCLAIMER

I am not a financial planner, financial advisor, accountant or tax attorney. The information on this blog represents my own thoughts and opinions and should NOT be taken as investment or business advice. Every individual should do their due diligence to make their own financia